40 Mountain Laurel Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 40 Mountain Laurel Rd, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,192 sqft Heated Area
Lot Size87,556 sqft (2.01 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2023)
Tax Bill$1,297.00 (2025)

Property Details

APN / Parcel Number

Primary APN551103040660000
Alternative APNs
  • 51594
  • 60673

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,192 sqft Heated Area
Stories1 Stories
Primary FlooringWood Flooring
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Exterior MaterialWood Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area87,556 sqft (2.01 acres)
Lot Width317 ft Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Deck Area168 sqft Deck
PorchOpen Porch
Porch Area156 sqft Porch
TopographyMountain Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number60673
Street Address40 MOUNTAIN LAUREL RD
CityMURPHY
StateNC
Zip28906-7036
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 14 & 15 DAVE IRELAND BEAVER RIDGE 1637/846
Legal Lot Number14-15
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup2
Census Block2015
Census Tract930501

Owner

Source: Cherokee County records · APN 551103040660000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address40 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2023Warranty Deed, Transfer · Conventional Mortgage
CENTRAL TRUST BANK
Mar 02, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2023 · Amount on Record
Deed SaleJul 27, 2023 · Amount on Record
Prior SaleMar 02, 2020 · Amount on Record
Deed Doc Number3647
Deed Book / Page1739 / 392
Record RefreshedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJul 27, 2023
Property Address40 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036
Document Number001739/392
Book / Page1739 / 392
Map ReferenceCAB B SL 181
Instrument DateJul 27, 2023
Instrument3647
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1629, MURPHY, NC 28906-1629

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address40 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036

Mortgage

Document Number0001739395
DateJul 27, 2023
Instrument1739/395
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMar 02, 2020
Property Address40 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036
Document Number001637/846
Book / Page1637 / 846
Instrument DateFeb 05, 2020
Instrument1044
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$334.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address40 MOUNTAIN LAUREL RD, 40, MURPHY, NC 28906-7036

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1629, MURPHY, NC 28906-1629

Mortgage

Document Number0001637849
DateMar 02, 2020
Instrument1637/849
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,297.00 (+3.93%)$171,050 (+3.37%)$171,050 (+3.37%) Land $45,000 Building $126,050
2023$165,480 (-)$165,480 (-) Land $45,000 Building $120,480
2022$1,248.00$165,480$165,480 Land $45,000 Building $120,480

Nearby Properties on Mountain Laurel Rd

Nearby Streets

Search Property Records by Address or Parcel Number