76 McCosh Rd, Montclair, NJ 07043 Property Records

Passaic County and Clifton City property record for 76 McCosh Rd, Montclair, NJ 07043 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1931
Square Footage	1,505 sqft Living Area
Lot Size	8,999 sqft (0.207 acres)
Occupancy	Owner Occupied
Last Sale	$315,000 (2017)
Tax Bill	$11,535.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-00062-04-00017`
Alternative APNs	`0200062000400017` `0200062400017`

Interior

Building Area	1,505 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	8,999 sqft (0.207 acres)
Depth X Width	150 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200062400017
Street Address	76 MCCOSH RD
City	MONTCLAIR
State	NJ
Zip	07043-2104
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	62.4
Legal Lot Number	17
Jurisdiction	PASSAIC NJ
Minor Civil Division	CLIFTON
Census Blockgroup	3
Census Block	3003
Census Tract	124312

Owner

Source: Passaic County and Clifton City records · APN 02-00062-04-00017

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	76 MCCOSH RD, MONTCLAIR, NJ 07043-2104
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2017 · Amount on Record
Deed Sale	Feb 10, 2017 · Amount on Record
Deed Doc Number	20178248
Deed Book / Page	2996 / 69
Record Refreshed	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	76 MCCOSH RD, MONTCLAIR, NJ 07043-2104
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	AFRM TITLE AND ABSTRACT LLC, AFRM TITLE AND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019195
Date	Apr 04, 2022
Book Page	M17913/221
Instrument	2022019195

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

Source: Passaic County and Clifton City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,300 (+37.78%) Land $120,900 Building $138,400	$259,300 (+37.78%) Land $120,900 Building $138,400
2025	$11,535.00 (+3.25%)	$188,200 (-) Land $120,900 Building $67,300	$188,200 (-) Land $120,900 Building $67,300
2024	$11,172.00 (+3.96%)
2023		$188,200 Land $120,900 Building $67,300	$188,200 Land $120,900 Building $67,300
2022	$10,746.00

Flood & Wildfire

76 McCosh Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Passaic County (34031C), updated May 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.