71 Gershwin Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 71 Gershwin Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,160 sqft · built 1964
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Apr 2022)
Tax Bill	$6,167 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O68 00210 0022`

Property Details

APN / Parcel Number

Primary APN	`O68 00210 0022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	1,080 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	325 sqft
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	71 GERSHWIN DR
City	DAYTON
State	OH
Zip	45458-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21 LYNN RAE TERR SEC 2
Legal Subdivision	LYNN RAE TERR SEC 2
Legal Lot Number	22
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2006
Census Tract	40403

Owner

71 Gershwin Dr is owned and occupied by an individual who bought it in April 2022.

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	71 GERSHWIN DR, DAYTON, OH 45458-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jan 12, 2021	Warranty Deed, Transfer LAND HM FIN'L SVCS INC
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit OLD FORT BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Jan 12, 2021 · Amount on File
Deed Document Number	2022-00025515
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 14, 2022
Property Address	71 GERSHWIN DR, DAYTON, OH 45458-2201
Document Number	0000025515
Map Reference	MB 68 PG 11
Instrument Date	Mar 23, 2022
Instrument	2022-00025515
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	71 GERSHWIN DR, CENTERVILLE, OH 45458-2201

Mortgage

Document Number	0000025516
Date	Apr 14, 2022
Instrument	2022-00025516

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 12, 2021
Property Address	71 GERSHWIN DR, DAYTON, OH 45458-2201
Document Number	0000002168
Instrument Date	Dec 15, 2020
Instrument	2168
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	71 GERSHWIN DR CENTERVILLE OH 454582201, CENTERVILLE, OH 45458-2201

Mortgage

Document Number	2169
Date	Jan 12, 2021
Instrument	2169

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	71 GERSHWIN DR, DAYTON, OH 45458-2201
Document Number	0000065325
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71 GERSHWIN DR CENTERVILLE OH 454582201, CENTERVILLE, OH 45458-2201

Mortgage

Document Number	0000065325
Date	Oct 29, 2020
Instrument	65325

Lender

Name	OLD FORT BKNG
Type	Funding / Finance Company
Address	OLD FORT, OH 44861

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,300 Land $13,610 Building $83,690
2024	$6,167.00 (+9.17%)
2023	$5,649.00 (+0.79%)	$97,300 (+27.06%) Land $13,610 Building $83,690	$278,010 Land $38,890 Building $239,120
2022	$5,605.00	$76,580 Land $10,720 Building $65,860
2020			$218,790 Land $30,630 Building $188,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 71 Gershwin Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 71 Gershwin Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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