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21 Gershwin Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 21 Gershwin Dr, Dayton, OH 45458

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,811 sqft · built 1962
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$235,400 (May 2021)
Tax Bill$5,432 (2024)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNO68 00210 0001

Property Details

APN / Parcel Number

Primary APNO68 00210 0001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,811 sqft Living Area
1st Floor Area1,811 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Architectural StyleRanch
Exterior MaterialBrick
Lot Area16,988 sqft
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area327 sqft
Deck Area40 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address21 GERSHWIN DR
CityDAYTON
StateOH
Zip45458-2201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 LYNN RAE TERR PLANT 1
Legal SubdivisionLYNN RAE TERRACE
Legal Lot Number1
JurisdictionMONTGOMERY OH
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2006
Census Tract40403

Owner

21 Gershwin Dr is owned and occupied by an individual who bought it in May 2021.

Source: Montgomery County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Mailing Address21 GERSHWIN DR, DAYTON, OH 45458-2201
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2021 · Amount on File
Deed SaleMay 14, 2021 · Amount on File
Prior SaleApr 22, 2008
Deed Document Number2021-00036968
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateMay 14, 2021
Property Address21 GERSHWIN DR, DAYTON, OH 45458-2201
Document Number0000036968
Map ReferenceMB 65 PG 4
Instrument DateApr 26, 2021
Instrument2021-00036968
Transaction TypeTransfer
Record UpdatedJun 9, 2021
Title CompanyFIDELITY LAWYERS TTL AGCY LL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 GERSHWIN DR, CENTERVILLE, OH 45458-2201

Mortgage

Document Number0000036983
DateMay 14, 2021
Instrument2021-00036983
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
County SubdivisionWashington Township
MunicipalityCenterville City
Unified School DistrictCenterville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$85,660 Land $14,220 Building $71,440
2024$5,432.00 (+9.16%)
2023$4,976.00 (+0.79%)$85,660 (+27.05%) Land $14,220 Building $71,440$244,760 Land $40,640 Building $204,120
2022$4,937.00$67,420 Land $11,200 Building $56,220
2020$192,620 Land $32,000 Building $160,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Gershwin Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Gershwin Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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