Montgomery County property record for 31 Gershwin Dr, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,572 sqft · built 1962 |
| Lot Size | 0.275 acres (12,001 sqft) |
| Owner | Owner Name on File |
| Last Sale | $148,000 (Jul 1999) |
| Tax Bill | $6,452 (2024) |
| Deeds & Mortgages | Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | O68 00210 0002 |
| Primary APN | O68 00210 0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 1,572 sqft |
| Basement Area | 1,264 sqft |
| Finished Basement | 1,264 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 12,001 sqft (0.275 acres) |
| Lot Dimensions | 125 ft deep x 96 ft wide |
| Garage Type | Basement |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 24 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 31 GERSHWIN DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 LYNN RAE TERR 1 |
| Legal Subdivision | LYNN RAE TERR 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 40403 |
The current owner of 31 Gershwin Dr bought it in July 1999.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 31 GERSHWIN DR, DAYTON, OH 45458-2201 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 1999 · Amount on File |
| Deed Sale | Jul 22, 1999 · Amount on File |
| Deed Document Number | 0000488B03 |
| Deed Book / Page | O68 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 31 GERSHWIN DR, DAYTON, OH 45458-2201 |
| Document Number | 0000002787 |
| Instrument Date | Jan 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 GERSHWIN DR CENTERVILLE OH 454582201, CENTERVILLE, OH 45458-2201 |
| Document Number | 0000002787 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 2787 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45459 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $101,810 Land $13,340 Building $88,470 | ||
| 2024 | $6,452.00 (+4.91%) | ||
| 2023 | $6,150.00 (+4.9%) | $101,810 (+27.07%) Land $13,340 Building $88,470 | $290,870 Land $38,100 Building $252,770 |
| 2022 | $5,863.00 | $80,120 Land $10,500 Building $69,620 | |
| 2020 | $228,900 Land $30,000 Building $198,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Gershwin Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 31 Gershwin Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: altafiber Network Solutions, T-Mobile.
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