71 Elk Ln, Ferrum, VA 24088 Property Records

Franklin County property record for 71 Elk Ln, Ferrum, VA 24088

Property Summary

Property Type	Other Improved
Lot Size	3.14 acres (137,040 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Jul 2023)
Tax Bill	$113 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Jul 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080 00-054 06`

Property Details

APN / Parcel Number

Primary APN	`080 00-054 06`
Alternative APN	`24935`

Exterior

Architectural Style	Mobile Home
Lot Area	137,040 sqft (3.14 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24935
Street Address	71 ELK LN
City	FERRUM
State	VA
Zip	24088-3263
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	NZ
Legal Description	GEORGE M JAMISON EST LOT 1
Legal Subdivision	GEORGE M JAMISON EST
Legal Tract	1
Legal Lot Number	1
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1012
Census Tract	20600

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	300 ELK LN, FERRUM, VA 24088-3385
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2024	Deed of Trust, Mortgage · Line of Credit VANDERBILT MORTGAGE & FINANCE INC
Jul 28, 2023	Deed, Transfer · Line of Credit FARM CREDIT OF THE VIRGINIAS ACA
Jul 28, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Deed Document Number	20234349
Deed Book / Page	1201 / 3041
Prior Transfer Date	Jun 9, 2023
Prior Transfer Doc	0012013037
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	71 ELK LN, FERRUM, VA 24088-3263
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012180326
Date	Sep 5, 2024
Book Page	1218/326
Instrument	240005355

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 28, 2023
Property Address	71 ELK LN, FERRUM, VA 24088-3263
Document Number	0012013041
Book / Page	1201 / 3041
Instrument Date	Jul 28, 2023
Instrument	230004349
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	300 ELK LN, FERRUM, VA 24088-3385

Mortgage

Document Number	0230004350
Date	Jul 28, 2023
Instrument	230004350

Lender

Name	FARM CREDIT OF THE VIRGINIAS ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Jul 28, 2023
Property Address	71 ELK LN, FERRUM, VA 24088-3263
Document Number	0012013037
Book / Page	1201 / 3037
Instrument Date	Jun 9, 2004
Instrument	230004348
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CROSS HARBOR DR, PENHOOK, VA 24137-5036

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$113.00 (-4.24%)	$26,400 (+35.38%) Land $26,300 Building $100	$26,400 (+35.38%) Land $26,300 Building $100
2023	$118.00	$19,500 (-) Land $19,300 Building $200	$19,500 (-) Land $19,300 Building $200
2022		$19,500 Land $19,300 Building $200	$19,500 Land $19,300 Building $200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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