270 Elk Ln, Ferrum, VA 24088 Property Records

Franklin County property record for 270 Elk Ln, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,200 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Mar 2020)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080 00-054 04`

Property Details

APN / Parcel Number

Primary APN	`080 00-054 04`
Alternative APN	`24925`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,450 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24925
Street Address	270 ELK LN
City	FERRUM
State	VA
Zip	24088-3384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	OFF RT 748
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1012
Census Tract	20600

Owner

270 Elk Ln is owned and occupied by an individual who bought it in March 2020.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	270 ELK LN, FERRUM, VA 24088-3384
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed, Transfer · FHA Mortgage RENASANT BANK
Jun 13, 2018	Warranty Deed, Transfer ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2020 · Amount on File
Deed Sale	Mar 19, 2020 · Amount on File
Prior Sale	Jun 13, 2018 · Amount on File
Deed Document Number	20201824
Deed Book / Page	1136 / 1053
Record Updated	Sep 20, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 19, 2020
Property Address	270 ELK LN, FERRUM, VA 24088-3384
Document Number	0011361053
Book / Page	1136 / 1053
Instrument Date	Mar 9, 2020
Instrument	200001824
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	ACQUISITION TITLE AND SETMNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 ELK LN, FERRUM, VA 24088-3384

Mortgage

Document Number	200001825
Date	Mar 19, 2020
Instrument	200001825

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 13, 2018
Property Address	270 ELK LN, FERRUM, VA 24088-3384
Document Number	0011091537
Book / Page	001109 / 001537
Instrument Date	May 21, 2018
Instrument	3722
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 ELK LN FERRUM VA 240883384, FERRUM, VA 24088-3384

Mortgage

Document Number	11091542
Date	Jun 13, 2018
Book Page	001109/001542
Instrument	3723

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 270 Elk Ln was $1,058.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00	$246,200 Land $22,000 Building $224,200	$246,200 Land $22,000 Building $224,200
2023	$900.00	$147,700 (-) Land $15,000 Building $132,700	$147,700 (-) Land $15,000 Building $132,700
2022		$147,700 Land $15,000 Building $132,700	$147,700 Land $15,000 Building $132,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 Elk Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Elk Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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