220 Elk Ln, Ferrum, VA 24088 Property Records

Franklin County property record for 220 Elk Ln, Ferrum, VA 24088

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1999
Lot Size	5 acres (218,018 sqft)
Owner	Individual Name on Record
Tax Bill	$745 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080 00-054 08`

Property Details

APN / Parcel Number

Primary APN	`080 00-054 08`
Alternative APN	`24937`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	218,018 sqft (5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Deck Area	312 sqft
Shed	1 Shed
Shed Area	100 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24937
Street Address	220 ELK LN
City	FERRUM
State	VA
Zip	24088-3384
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	NZ
Legal Description	GEORGE M JAMISON EST LOT 3
Legal Subdivision	GEORGE M JAMISON EST
Legal Lot Number	3
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1012
Census Tract	20600

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 218, FERRUM, VA 24088-0218
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BLUE EAGLE CU
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	220 ELK LN, FERRUM, VA 24088-3384
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011912380
Date	Oct 31, 2022
Book Page	1191/2380
Instrument	220008003

Lender

Name	BLUE EAGLE CU
Type	Credit Union
Address	ROANOKE, VA 24011

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 30, 2029

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	220 ELK LN, FERRUM, VA 24088-3384
Document Number	0011300914
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 ELK LN FERRUM VA 240883384, FERRUM, VA 24088-3384

Mortgage

Document Number	0011300914
Date	Nov 13, 2019
Book Page	001130/000914
Instrument	7337

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$745.00 (+31.39%)	$173,300 (+86.34%) Land $30,000 Building $143,300	$173,300 (+86.34%) Land $30,000 Building $143,300
2023	$567.00	$93,000 (-) Land $23,000 Building $70,000	$93,000 (-) Land $23,000 Building $70,000
2022		$93,000 Land $23,000 Building $70,000	$93,000 Land $23,000 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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