Erie County and Amherst Town property record for 71 E Summerset Ln, Buffalo, NY 14228
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,520 sqft · built 1972 |
| Lot Size | 0.301 acres (13,095 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Jul 2024) |
| Tax Bill | $6,234 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Refinance + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 142289 26.10-2-2 |
| Primary APN | 142289 26.10-2-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,520 sqft Total Area |
| 1st Floor Area | 1,260 sqft |
| 2nd Floor Area | 1,260 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,095 sqft (0.301 acres) |
| Lot Dimensions | 135 ft deep x 96.7 ft wide |
| Porch | Slab |
| Porch Area | 56 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 71 E SUMMERSET LN |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14228-1612 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2242 36 47 12 7 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 9107 |
Source: Erie County and Amherst Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 71 E SUMMERSET LN, BUFFALO, NY 14228-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jul 21, 2026 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE |
| Jul 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2024 · Amount on Record |
| Deed Sale | Jul 19, 2024 · Amount on Record |
| Prior Sale | Jan 7, 1998 · Amount on Record |
| Deed Document Number | 2024118200 |
| Deed Book / Page | 11433 / 6052 |
| Prior Transfer Date | Sep 16, 2016 |
| Prior Transfer Doc | 0113040480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 15, 2026 |
| Property Address | 71 E SUMMERSET LN, BUFFALO, NY 14228-1612 |
| Document Number | 0000129326 |
| Book / Page | 14205 / 3241 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026129326 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 71 E SUMMERSET LN, BUFFALO, NY 14228-1612 |
| Document Number | 0000129326, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 14205/3241 |
| Instrument | 2026129326 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 21, 2026 |
| Property Address | 71 E SUMMERSET LN, BUFFALO, NY 14228-1612 |
| Document Number | 0000133331 |
| Book / Page | 11463 / 8029 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026133331 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 71 E SUMMERSET LN, BUFFALO, NY 14228-1612 |
| Document Number | 0000133331, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 11463/8029 |
| Instrument | 2026133331 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate | 6.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 19, 2024 |
| Property Address | 71 E SUMMERSET LN, BUFFALO, NY 14228-1612 |
| Document Number | 0114336052 |
| Book / Page | 11433 / 6052 |
| Instrument Date | Jun 18, 2024 |
| Instrument | 2024118200 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 71 E SUMMERSET LN, AMHERST, NY 14228-1612 |
| Name | Verified Name |
|---|---|
| Address | 71 E SUMMERSET LN, AMHERST, NY 14228-1612 |
| Document Number | 0141319149 |
|---|---|
| Date | Jul 19, 2024 |
| Instrument | 14131/9149 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2039 |
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Sweet Home Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,234.00 (+0.13%) | ||
| 2025 | $6,226.00 (-19.24%) | $300,000 (-) Land $30,800 Building $269,200 | $303,000 (+1%) Land $31,108 Building $271,892 |
| 2024 | $7,709.00 (+46.61%) Homeowner's exemption | $300,000 (+87.5%) Land $30,800 Building $269,200 | $300,000 (+16.25%) Land $30,800 Building $269,200 |
| 2023 | $160,000 Land $26,700 Building $133,300 | $258,065 Land $43,065 Building $215,000 | |
| 2019 | $5,258.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1978–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA AMHERST serves 92,697 people · EPA ID NY1400399 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures