71 Cross Rd, Covington, GA 30016 Property Records

Newton County property record for 71 Cross Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,017 sqft · built 2003
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$82,900 (Feb 2015)
Tax Bill	$3,843 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00310-00000-003-H00`

Property Details

APN / Parcel Number

Primary APN	`00310-00000-003-H00`
Alternative APNs	`0031 003H` `17357`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,017 sqft Heated Area
1st Floor Area	1,757 sqft
Basement Area	879 sqft
Unfinished Basement	879 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Area	782 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17357
Old Parcel Number	0031 003H
Street Address	71 CROSS RD
City	COVINGTON
State	GA
Zip	30016-7799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.146AC CROSS RD
Legal Subdivision	R3 MISC LAND - AREA 10
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1005
Census Tract	100904

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	71 CROSS RD, COVINGTON, GA 30016-7799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2015 · Amount on Record
Deed Sale	Feb 27, 2015 · Amount on Record
Prior Sale	Apr 11, 2014
Deed Document Number	0003306429
Deed Book / Page	3306 / 429
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	71 CROSS RD, COVINGTON, GA 30016-7799
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 CROSS RD, COVINGTON, GA 30016-7799

Mortgage

Document Number	0047720000000522
Date	Oct 20, 2025
Book Page	0000004772/0000000522
Instrument	2025011783

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	71 CROSS RD, COVINGTON, GA 30016-7799
Document Number	0040540360
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 CROSS RD COVINGTON GA 300167799, COVINGTON, GA 30016-7799

Mortgage

Document Number	0040540360
Date	Aug 17, 2020
Book Page	004054/000360
Instrument	11403

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 16, 2045

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,843.00 (+17.31%)	$154,440 (+18.29%) Land $11,200 Building $143,240	$386,100 (+18.29%) Land $28,000 Building $358,100
2023		$130,560 Land $7,400 Building $123,160	$326,400 Land $18,500 Building $307,900
2022	$3,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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