35 Cross Rd, Covington, GA 30016 Property Records

Newton County property record for 35 Cross Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,662 sqft · built 1991
Lot Size	2.04 acres (88,862 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2023)
Tax Bill	$3,553 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00310-00000-003-D00`

Property Details

APN / Parcel Number

Primary APN	`00310-00000-003-D00`
Alternative APNs	`0031 003D` `17353`

Interior

Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,662 sqft Heated Area
1st Floor Area	1,662 sqft
Basement Area	2,420 sqft
Finished Basement	2,420 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	88,862 sqft (2.04 acres)
Garage Area	844 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	115 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17353
Old Parcel Number	0031 003D
Street Address	35 CROSS RD
City	COVINGTON
State	GA
Zip	30016-7799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.040AC CROSS ROAD
Legal Subdivision	R3 MISC LAND - AREA 10
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1005
Census Tract	100904

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 CROSS RD, COVINGTON, GA 30016-7799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 26, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Deed Document Number	0000451497
Deed Book / Page	4514 / 97
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	35 CROSS RD, COVINGTON, GA 30016-7799
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CROSS RD, COVINGTON, GA 30016-7799

Mortgage

Document Number	0044860000000705
Date	Mar 9, 2023
Book Page	0000004486/0000000705
Instrument	002639

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	May 26, 2023
Property Address	35 CROSS RD, COVINGTON, GA 30016-7799
Document Number	0045140097
Book / Page	4514 / 97
Instrument Date	May 26, 2023
Instrument	2023-002055
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CROSS RD, COVINGTON, GA 30016-7799
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006121
Date	May 26, 2023
Instrument	006121

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,553.00 (+33.17%) Homeowner's exemption	$147,920 (+38.97%) Land $16,240 Building $131,680	$369,800 (+38.97%) Land $40,600 Building $329,200
2023		$106,440 Land $10,720 Building $95,720	$266,100 Land $26,800 Building $239,300
2022	$2,668.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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