125 Cross Rd, Covington, GA 30016 Property Records

Newton County property record for 125 Cross Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1999
Lot Size	0.939 acres (40,946 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Sep 2022)
Tax Bill	$2,077 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00310-00000-042-000`

Property Details

APN / Parcel Number

Primary APN	`00310-00000-042-000`
Alternative APNs	`0031 042` `17396`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Heated Area
1st Floor Area	1,152 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.939 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17396
Old Parcel Number	0031 042
Street Address	125 CROSS RD
City	COVINGTON
State	GA
Zip	30016-7798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.94AC 125 CROSS ROAD
Legal Subdivision	R3 MISC LAND - AREA 10
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1005
Census Tract	100904

Owner

125 Cross Rd is owned and occupied by an individual who bought it in September 2022.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	125 CROSS RD, COVINGTON, GA 30016-7798
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK
Sep 6, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Jun 29, 2006 · Amount on File
Deed Document Number	0004434669
Deed Book / Page	4434 / 669
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 6, 2022
Property Address	125 CROSS RD, COVINGTON, GA 30016-7798
Document Number	0044340669
Book / Page	4434 / 669
Instrument Date	Sep 6, 2022
Instrument	2022-004716
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CROSS RD, COVINGTON, GA 30016-7798

Mortgage

Document Number	0044340000000672
Date	Sep 13, 2022
Book Page	0000004434/0000000672
Instrument	015487

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 6, 2022
Property Address	125 CROSS RD, COVINGTON, GA 30016-7798
Document Number	0044340669
Book / Page	4434 / 669
Instrument Date	Sep 6, 2022
Instrument	2022-004716
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CROSS RD, COVINGTON, GA 30016-7798

Mortgage

Document Number	0000015487
Date	Sep 6, 2022
Instrument	015487

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 125 Cross Rd was $2,077 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,077.00 Homeowner's exemption	$89,600 Land $11,200 Building $78,400	$224,000 Land $28,000 Building $196,000
2023		$71,560 Land $7,400 Building $64,160	$178,900 Land $18,500 Building $160,400
2022	$1,764.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Cross Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Rd

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