70991 Wayne St, Union, MI 49130 Property Records

Cass County property record for 70991 Wayne St, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,815 sqft · built 1974
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on Record
Last Sale	$640,000 (Jun 2017)
Tax Bill	$13,023 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-120-335-002-00`

Property Details

APN / Parcel Number

Primary APN	`14-120-335-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,815 sqft Building Perimeter
1st Floor Area	1,763 sqft
Basement Area	1,763 sqft
Unfinished Basement	1,763 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Lot Area	13,939 sqft (0.32 acres)
Garage Area	1,256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	70991 WAYNE ST
City	UNION
State	MI
Zip	49130-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	423-580 (593A 8-13 350-1257) LOTS 3 & 4 COVERDALE
Legal Subdivision	COVERDALE
Legal Lot Number	3,4
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	2
Census Block	2050
Census Tract	1000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2190 UNIVERSITY DR, NAPERVILLE, IL 60565-3485
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Jun 28, 2017	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Jun 28, 2017	Warranty Deed, Transfer · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2017 · Amount on Record
Deed Sale	Jun 28, 2017 · Amount on Record
Prior Sale	Jan 7, 2015 · Amount on Record
Deed Book / Page	1125 / 161
Prior Transfer Date	Mar 10, 2004
Prior Transfer Doc	0879002360
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 25, 2022
Property Address	70991 WAYNE ST, UNION, MI 49130-9750
Document Number	001222/380
Book / Page	1222 / 380
Map Reference	LB 1 PG 281
Instrument Date	Aug 15, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70991 WAYNE ST, 70991, UNION, MI 49130-9750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2190 UNIVERSITY DR, NAPERVILLE, IL 60565-3485

Mortgage

Document Number	0012220382
Date	Aug 25, 2022
Instrument	1222-0382

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	70991 WAYNE ST, UNION, MI 49130-9750
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1125/0173
Date	Jun 28, 2017
Book Page	1125/0173

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jun 28, 2017
Property Address	70991 WAYNE ST, UNION, MI 49130-9750
Document Number	1125/0161
Book / Page	1125 / 0161
Map Reference	LB1 PG281
Instrument Date	Jun 23, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,504.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70991 WAYNE ST, 70991, UNION, MI 49130-9750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70991 WAYNE ST, UNION, MI 49130-9750
Investor	Possibly a Property Investor

Mortgage

Document Number	11250163
Date	Jun 28, 2017
Instrument	1125/0163

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,900 (-14.59%) Land $409,900	$819,800 (-14.59%) Land $819,800
2025	$13,023.00 (+158.34%) Homeowner's exemption	$479,900 (+78.14%) Land $479,900	$959,800 (+78.14%) Land $959,800
2023		$269,400	$538,800
2022	$5,041.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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