70951 Wayne St, Union, MI 49130 Property Records

Cass County property record for 70951 Wayne St, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,884 sqft · built 2014
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jul 2012)
Tax Bill	$11,863 (2025)
Deeds & Mortgages	Mar 2023 Sale Feb 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-120-335-004-00`

Property Details

APN / Parcel Number

Primary APN	`14-120-335-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,884 sqft Building Perimeter
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Lot Area	7,841 sqft (0.18 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	70951 WAYNE ST
City	UNION
State	MI
Zip	49130-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. (593B-1 8-13 327-509) LOT 7 COVERDALE.
Legal Subdivision	COVERDALE
Legal Lot Number	7
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	2
Census Block	2050
Census Tract	1000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70951 WAYNE ST, UNION, MI 49130-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 26, 2020	Deed of Trust, Mortgage · Construction Mortgage GOLD COAST BANK (CHICAGO IL
Mar 30, 2022	Quit Claim Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF MIDDLEBURY
Jul 17, 2017	Warranty Deed, Transfer · ARM PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2012 · Amount on Record
Deed Sale	Jul 27, 2012 · Amount on Record
Deed Book / Page	1045 / 663
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Mar 15, 2023
Property Address	70951 WAYNE ST, UNION, MI 49130-9750
Document Number	001230/195
Book / Page	1230 / 195
Map Reference	LB 1-F PG 281
Instrument Date	Mar 6, 2023
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 TOSCANA BLVD, GRANGER, IN 46530-8042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55753 ALVERSTONE DR W, MIDDLEBURY, IN 46540-8305

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	70951 WAYNE ST, UNION, MI 49130-9750
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001168/322
Date	Feb 26, 2020
Book Page	1168/322

Lender

Name	GOLD COAST BANK (CHICAGO IL
Type	Bank
Address	CHICAGO, IL 60610

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Mar 30, 2022
Property Address	70951 WAYNE ST, UNION, MI 49130-9750
Document Number	01214/1782
Book / Page	1214 / 1782
Map Reference	LB 1-F PG 281
Instrument Date	Mar 23, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 W HILL ST APT 102, 202, CHICAGO, IL 60610-2534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70951 WAYNE ST, UNION, MI 49130-9750

Mortgage

Document Number	0012141784
Date	Mar 30, 2022
Instrument	1214/1784

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jul 17, 2017
Property Address	70951 WAYNE ST, UNION, MI 49130-9750
Document Number	1125/2328
Book / Page	1125 / 2328
Map Reference	LB1-F PG281
Instrument Date	Jul 7, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53432 COUNTY ROAD 131, 53432, BRISTOL, IN 46507-9558

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	70951 WAYNE ST, UNION, MI 49130-9750

Mortgage

Document Number	11252333
Date	Jul 17, 2017
Instrument	1125/2333

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,100 (-17.41%) Land $370,100	$740,200 (-17.41%) Land $740,200
2025	$11,863.00 (+186.75%) Homeowner's exemption	$448,100 (+92.07%) Land $448,100	$896,200 (+92.07%) Land $896,200
2023		$233,300	$466,600
2022	$4,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wayne St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures