70945 Wayne St, Union, MI 49130 Property Records

Cass County property record for 70945 Wayne St, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,380 sqft · built 1958
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Sep 2016)
Tax Bill	$3,380 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`14-120-335-005-00`

Property Details

APN / Parcel Number

Primary APN	`14-120-335-005-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,380 sqft Building Perimeter
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Lot Area	10,890 sqft (0.25 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	70945 WAYNE ST
City	UNION
State	MI
Zip	49130-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. (593C 8-13) LOT 8 COVERDALE.
Legal Subdivision	COVERDALE
Legal Lot Number	8
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	2
Census Block	2050
Census Tract	1000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70945 WAYNE ST, UNION, MI 49130-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jul 25, 2019	Deed of Trust, Mortgage · Construction Mortgage MUTUAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2016 · Amount on Record
Deed Sale	Sep 29, 2016 · Amount on Record
Deed Book / Page	1112 / 1113
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	70945 WAYNE ST, UNION, MI 49130-9750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1169/1116
Date	Mar 31, 2020
Book Page	1169/1116

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	70945 WAYNE ST, UNION, MI 49130-9750
Transaction Type	Mortgage
Record Updated	Aug 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1158/0193
Date	Jul 25, 2019
Book Page	1158/0193

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,900 (-12.29%) Land $241,900	$483,800 (-12.29%) Land $483,800
2025	$3,380.00 (+13.27%) Homeowner's exemption	$275,800 (+85.97%) Land $275,800	$551,600 (+85.97%) Land $551,600
2023		$148,300	$296,600
2022	$2,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wayne St

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