7090 Phillips Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 7090 Phillips Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 534 sqft · built 1965
Lot Size	0.869 acres (37,897 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Dec 2021)
Tax Bill	$1,289 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-15-018-3002-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-018-3002-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	534 sqft Living Area

Exterior

Year Built	Built 1965
Lot Area	37,897 sqft (0.869 acres)
Lot Dimensions	126 ft deep x 235 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74150183002000
Street Address	7090 PHILLIPS RD
City	CLYDE
State	MI
Zip	48049-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	THAT PART OF W 1/2 OF E 1/2 OF SE 1/4 LYING N OF PHILLIPS RD & E OF A LINE BEG ON N LINE 441' E OF NW COR, TH S 4D E TO RD &
Legal Range	16E
Legal Township	07N
Legal Section	18
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2037
Census Tract	633200

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7090 PHILLIPS RD, CLYDE, MI 48049-2214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 15, 2021	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Deed Document Number	2021035099
Deed Book / Page	5464 / 271
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7090 PHILLIPS RD, CLYDE, MI 48049-2214
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24443 RAMSGATE ST, CLINTON TOWNSHIP, MI 48035-3224

Mortgage

Document Number	0005445450
Date	Nov 5, 2021
Book Page	5445/450
Instrument	2021031251

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 15, 2021
Property Address	7090 PHILLIPS RD, CLYDE, MI 48049-2214
Document Number	0005464271
Book / Page	5464 / 271
Instrument Date	Oct 23, 2021
Instrument	2021035099
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 SADDLEBROOK DR, 314, KRUM, TX 76249-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7090 PHILLIPS RD, CLYDE, MI 48049-2214

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,100 (+31.04%)
2024	$1,289.00 (+9.8%)		$118,200 (+31.04%)
2023		$45,100
2022	$1,174.00		$90,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Verizon, Xfinity.

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