7113 Phillips Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 7113 Phillips Rd, Clyde, MI 48049 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 1994
Lot Size	3.88 acres (169,013 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Apr 2019)
Tax Bill	$2,942 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-018-3007-101`

Property Details

APN / Parcel Number

Primary APN	`74-15-018-3007-101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,732 sqft Living Area

Exterior

Year Built	Built 1994
Lot Area	169,013 sqft (3.88 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74150183007101
Street Address	7113 PHILLIPS RD
City	CLYDE
State	MI
Zip	48049-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG S 89D 54M 54S W 379.39', S 64D 48M 24S W 592.26' FROM E 1/4 COR TH S 0D 20M 0S E 332.48' FROM E 1/4 COR TH N 64D 40M 0S E
Legal Range	16E
Legal Township	07N
Legal Section	18
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2045
Census Tract	633200

Owner

Source: St. Clair County records · APN 74-15-018-3007-101

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7113 PHILLIPS RD, CLYDE, MI 48049-2215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 04, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 25, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
May 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2019 · Amount on Record
Deed Sale	Apr 04, 2019 · Amount on Record
Prior Sale	May 18, 2017
Deed Document Number	2019006075
Deed Book / Page	5043 / 726
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7113 PHILLIPS RD, CLYDE, MI 48049-2215
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7113 PHILLIPS RD, CLYDE, MI 48049-2215

Mortgage

Document Number	541498
Date	Aug 27, 2021
Book Page	5414/98
Instrument	2021024730

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 26, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7113 PHILLIPS RD, CLYDE, MI 48049-2215
Transaction Type	Mortgage
Record Updated	Mar 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7113 PHILLIPS RD, CLYDE, MI 48049-2215

Mortgage

Document Number	0053180642
Date	Feb 12, 2021
Book Page	5318/642
Instrument	2021004296

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 04, 2019
Property Address	7113 PHILLIPS RD, CLYDE, MI 48049-2215
Document Number	0005043726
Book / Page	5043 / 726
Instrument Date	Mar 22, 2019
Instrument	2019006075
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 LYON ST, PORT HURON, MI 48060-3225

Mortgage

Document Number	2019006076
Date	Apr 04, 2019
Instrument	2019006076

Lender

Name	UNION HOME MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7113 PHILLIPS RD, CLYDE, MI 48049-2215
Document Number	0048670292
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	May 04, 2018
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7113 PHILLIPS RD CLYDE MI 480492215, CLYDE, MI 48049-2215

Mortgage

Document Number	0048670292
Date	Sep 11, 2017
Book Page	004867/000292

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 18, 2017
Property Address	7113 PHILLIPS RD, CLYDE, MI 48049-2215
Document Number	0048310674
Book / Page	004831 / 000674
Instrument Date	Apr 27, 2017
Transaction Type	Transfer
Record Updated	May 04, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4044 VIOLET AVE ST CLAIR MI 480793530, ST CLAIR, MI 48079-3530

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,200 (+17.77%)
2024	$2,942.00 (+9.78%)		$266,400 (+17.77%)
2023		$113,100
2022	$2,680.00		$226,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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