7077 Phillips Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 7077 Phillips Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$779 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-018-3004-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-018-3004-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	297 ft deep x 132 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7077 PHILLIPS RD
City	CLYDE
State	MI
Zip	48049-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BEG AT E 1/4 COR OF SEC 18, TH S 89D 58M W 376.8' TO C.L. OF PHILLIPS RD, TH S 64D 40M W 67.8' TO BEG OF DESC, TH S 0D 20M E 330', TH N 64D 40M E 132', TH N 0D 20M W 330' TO C.L. OF RD, TH S 64D 40M W 132' TO BEG. 1 A SEC 18 T7N R16E
Legal Range	16E
Legal Township	07N
Legal Section	18
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2045
Census Tract	633200

Owner

Source: St. Clair County records · APN 74-15-018-3004-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7077 PHILLIPS RD, CLYDE, MI 48049-2216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage THRIVENT FCU
Apr 04, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CREDIT UNION ONE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 21, 2018
Transfer Doc	0000049319
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7077 PHILLIPS RD, CLYDE, MI 48049-2216
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7077 PHILLIPS RD, CLYDE, MI 48049-2216

Mortgage

Document Number	5332131
Date	Mar 09, 2021
Book Page	5332/131
Instrument	2021006966

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 01, 2031

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 04, 2018
Property Address	7077 PHILLIPS RD, CLYDE, MI 48049-2216
Document Number	0049310009
Book / Page	004931 / 000009
Instrument Date	Mar 21, 2018
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	STERLING TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7077 PHILLIPS RD CLYDE MI 480492216, CLYDE, MI 48049-2216

Mortgage

Document Number	49310011
Date	Apr 04, 2018
Book Page	004931/000011

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220-1774

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 03, 2033

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$779.00 (-57.27%) Homeowner's exemption	$117,700 (+13.83%)
2024	$1,823.00 (+9.82%)		$235,400 (+13.83%)
2023		$103,400
2022	$1,660.00		$206,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 76 locations within half a mile of this property.

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