Kane County property record for 709 Saint John St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 975 sqft · built 1930 |
| Lot Size | 0.79 acres (3,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,920 (Nov 2008) |
| Tax Bill | $4,169 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-326-012 |
| Primary APN | 06-12-326-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 975 sqft Living Area |
| Gross Area | 1,625 sqft |
| Basement Area | 650 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 3,420 sqft (0.79 acres) |
| Street Address | 709 SAINT JOHN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINCENT S LOVELL ADDN 1/2 VACATED ALLEY & NORTH 39 FT LOT 11 & WEST 20 FT NORTH 39 FT LOT 10 BLOCK 3 |
| Legal Subdivision | VINCENT S LOVELL ADDN |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 850800 |
709 Saint John St is owned and occupied by an individual who bought it in November 2008.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 709 SAINT JOHN ST, ELGIN, IL 60120-3754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2008 · Amount on File |
| Deed Sale | Nov 5, 2008 · Amount on File |
| Prior Sale | Jul 31, 2008 |
| Deed Document Number | 200883845 |
| Prior Transfer Date | Mar 31, 1999 |
| Prior Transfer Doc | 0000051585 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 709 Saint John St was $4,169 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,169.00 Homeowner's exemption | $62,654 (+8.57%) Land $10,982 Building $51,672 | $188,037 (+8.57%) Land $32,959 Building $155,078 |
| 2024 | $57,708 Land $10,115 Building $47,593 | $173,193 Land $30,357 Building $142,836 | |
| 2022 | $3,601.00 (+5.02%) Homeowner's exemption | $47,538 (+6.96%) Land $8,332 Building $39,206 | $142,614 (+6.96%) Land $24,996 Building $117,618 |
| 2021 | $3,429.00 Homeowner's exemption | $44,445 Land $7,790 Building $36,655 | $133,335 Land $23,370 Building $109,965 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 709 Saint John St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 709 Saint John St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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