Kane County property record for 659 Saint John St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 924 sqft · built 1928 |
| Lot Size | 0.118 acres (5,146 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $161,000 (Jul 2004) |
| Tax Bill | $4,537 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-330-003 |
| Primary APN | 06-12-330-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Gross Area | 1,848 sqft |
| 1st Floor Area | 924 sqft |
| Basement Area | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Cottage |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 5,146 sqft (0.118 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 659 SAINT JOHN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARRYS SUB EXCEPT SOUTH 64.34 FT LOT 1 & EXCEPT SOUTH 64.34 FT WEST 6.74 FT LOT 2 BLOCK 3 |
| Legal Subdivision | BARRYS SUB |
| Legal Block | 3 |
| Legal Lot Number | 1,2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 850800 |
659 Saint John St is held in a trust since March 2026.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 659 SAINT JOHN ST, ELGIN, IL 60120-3774 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2004 · Amount on File |
| Deed Sale | Jul 9, 2004 · Amount on File |
| Prior Sale | Oct 26, 2000 · Amount on File |
| Deed Document Number | 200491517 |
| Last Transfer Date | Mar 5, 2026 |
| Transfer Doc | 0000011182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 20, 2026 |
| Property Address | 659 SAINT JOHN ST, ELGIN, IL 60120-3774 |
| Document Number | 0000011182 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 2026K011182 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 659 SAINT JOHN ST, ELGIN, IL 60120-3774 |
The 2025 property tax bill for 659 Saint John St was $4,537, up 4.7% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,537.00 (+4.71%) Homeowner's exemption | $67,479 (+8.57%) Land $16,871 Building $50,608 | $202,518 (+8.57%) Land $50,633 Building $151,885 |
| 2024 | $4,333.00 | $62,152 Land $15,539 Building $46,613 | $186,531 Land $46,636 Building $139,895 |
| 2022 | $3,919.00 (+4.93%) Homeowner's exemption | $51,198 (+6.96%) Land $12,800 Building $38,398 | $153,594 (+6.96%) Land $38,400 Building $115,194 |
| 2021 | $3,735.00 Homeowner's exemption | $47,866 Land $11,967 Building $35,899 | $143,598 Land $35,901 Building $107,697 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 659 Saint John St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 659 Saint John St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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