Kane County property record for 720 Saint John St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1924 |
| Square Footage | 1,870 sqft Living Area |
| Lot Size | 10,380 sqft (0.238 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2025) |
| Tax Bill | $7,522.00 (2025) |
Source: Kane County records · APN 06-12-303-030
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 SAINT JOHN ST, ELGIN, IL 60120-3755 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Feb 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 27, 2025 · Amount on Record |
| Deed Sale | Feb 27, 2025 · Amount on Record |
| Prior Sale | Aug 25, 2020 · Amount on Record |
| Prior Transfer Date | May 22, 2024 |
| Prior Transfer Doc | 0000021230 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 25, 2020 |
| Property Address | 720 SAINT JOHN ST, ELGIN, IL 60120-3755 |
| Document Number | 0000047914 |
| Map Reference | DOC 9503 |
| Instrument Date | Jul 02, 2020 |
| Instrument | 2020K047914 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 720 SAINT JOHN ST, ELGIN, IL 60120-3755 |
| Document Number | 0000047915 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020K047915 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | 2 Years |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 21, 2017 |
| Property Address | 720 SAINT JOHN ST, ELGIN, IL 60120-3755 |
| Document Number | 0000009428 |
| Instrument Date | Feb 14, 2017 |
| Instrument | 9428 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4726 ARBOR DR #212 ROLLING MEADOWS IL 600083069, 212, ROLLING MEADOWS, IL 60008-3069 |
| Document Number | 9429 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 9429 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,522.00 (+15.85%) | ||
| 2024 | $98,193 (+21.39%) Land $18,407 Building $79,786 | $294,697 (+21.44%) Land $55,243 Building $239,454 | |
| 2022 | $6,493.00 (+4.54%) Homeowner's exemption | $80,888 (+6.96%) Land $15,163 Building $65,725 | $242,664 (+6.96%) Land $45,489 Building $197,175 |
| 2021 | $6,211.00 Homeowner's exemption | $75,624 Land $14,176 Building $61,448 | $226,872 Land $42,528 Building $184,344 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-12-303-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,870 sqft Living Area |
| Gross Area | 2,753 sqft Gross Area |
| Basement Area | 883 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 10,380 sqft (0.238 acres) |
| Depth X Width | 173 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Pool Type | Above-Ground Pool Pool Type |
| Cooling System | HVAC Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 720 SAINT JOHN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3755 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VINCENT S LOVELL ADDN BLOCK 4 LOT 4 & THE EAST 1/2 VACATED PUBLIC ALLEY ADJ |
| Legal Subdivision | VINCENT S LOVELL ADDN |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2020 |
| Census Tract | 850800 |
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