709 Riverview Ter, Saint Michaels, MD 21663 Property Records

Talbot County property record for 709 Riverview Ter, Saint Michaels, MD 21663

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,077 sqft · built 2019
Lot Size	0.472 acres (20,549 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,944 (2026)
Deeds & Mortgages	Sep 2018 Construction Loan Feb 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-067730`

Property Details

APN / Parcel Number

Primary APN	`02-067730`
Alternative APNs	`2067730` `067730`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,077 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,549 sqft (0.472 acres)
Lot Dimensions	238 ft deep x 200 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Slab
Porch Area	621 sqft
Deck Area	72 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	067730
Street Address	709 RIVERVIEW TER
City	SAINT MICHAELS
State	MD
Zip	21663-2947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 4 - 20,549 SF N/S RIVERVIEW TERR ST MICHAELS
Legal Subdivision	BENMTHLEY HAY
Legal Lot Number	4
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	2
Census Block	2001
Census Tract	960700

Owner

709 Riverview Ter, a single family home, is owned by two individuals.

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14011 SMOKY BELL LN, GAITHERSBURG, MD 20878-2558
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed of Trust, Mortgage · Construction Mortgage OLD LINE BANK
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Feb 7, 2020	Deed of Trust, Mortgage MARTIN ZIMMERMAN CREDIT S (CT)
Sep 7, 2018	Deed of Trust, Mortgage PAQUIN DESIGN/BUILD INC
Aug 30, 2018	Quit Claim Deed, Transfer VENTURE TITLE
Mar 16, 2018	Grant Deed, Transfer VENTURE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	709 RIVERVIEW TER, ST MICHAELS, MD 21663-2947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VENTURE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025620188
Date	Sep 7, 2018
Book Page	2562/188

Lender

Name	OLD LINE BANK
Type	Bank
Address	BOWIE, MD 20716

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	709 RIVERVIEW TER, ST MICHAELS, MD 21663-2947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VENTURE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026800417
Date	Feb 12, 2020
Book Page	2680/417

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	709 RIVERVIEW TER, ST MICHAELS, MD 21663-2947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027410108
Date	Aug 31, 2020
Book Page	2741/108

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	709 RIVERVIEW TER, ST MICHAELS, MD 21663-2947
Document Number	0026800434
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	VENTURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 RIVERVIEW TER ST MICHAELS MD 216632947, ST MICHAELS, MD 21663-2947

Mortgage

Document Number	0026800434
Date	Feb 12, 2020
Book Page	002680/000434

Lender

Name	MARTIN ZIMMERMAN CREDIT S (CT)
Address	12500 PARK POTOMAC AVE, POTOMAC, MD 20854-6903

Agreement

Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	709 RIVERVIEW TER, ST MICHAELS, MD 21663-2947
Document Number	0025630003
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	EASTERN MT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	711 RIVERVIEW TER ST MICHAELS MD 216632947, ST MICHAELS, MD 21663-2947

Mortgage

Document Number	0025630003
Date	Sep 11, 2018
Book Page	002563/000003

Lender

Name	PAQUIN DESIGN/BUILD INC

Agreement

Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TALBOT MD
Recording Date	Aug 30, 2018
Property Address	709 RIVERVIEW TER, ST MICHAELS, MD 21663-2947
Document Number	0025600443
Book / Page	002560 / 000443
Instrument Date	Aug 16, 2018
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	VENTURE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13550 TRAVILAH RD NORTH POTOMAC MD 208783800, NORTH POTOMAC, MD 20878-3800

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TALBOT MD
Recording Date	Mar 16, 2018
Property Address	709 RIVERVIEW TER, ST MICHAELS, MD 21663-2947
Document Number	0025200458
Book / Page	002520 / 000458
Instrument Date	Mar 15, 2018
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	VENTURE TITLE

Transaction

Amount	Amount on Record
Tax	$1,450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13550 TRAVILAH RD NORTH POTOMAC MD 208783800, NORTH POTOMAC, MD 20878-3800

Tax Assessment & Valuation

The 2026 property tax bill for 709 Riverview Ter was $15,944, up 12.7% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,944.00 (+12.71%)	$1,729,567	$2,069,900 Land $812,000 Building $1,257,900
2025	$14,146.00
2023	$12,174.00	$1,423,200	$1,559,400 Land $676,700 Building $882,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Riverview Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 132 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	140 units insured incl. 8 condo units
Nearby Flood Claims	42 (1978–2024)
Claims Outside the SFHA	13 of 42
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Riverview Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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