Talbot County property record for 706 Riverview Ter, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,519 sqft · built 1958 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $1,200,000 (Jun 2021) |
| Tax Bill | $10,346 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-080036 |
| Primary APN | 02-080036 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,519 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Slab |
| Porch Area | 559 sqft |
| Deck Area | 153 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 080036 |
|---|---|
| Street Address | 706 RIVERVIEW TER |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 - 75X150 W/S RIVERVIEW TERRACE BENTLEY HAY |
| Legal Subdivision | KASTENHUBER AND ANDERSIN |
| Legal Lot Number | 2 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 960700 |
Source: Talbot County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 706 RIVERVIEW TER, SAINT MICHAELS, MD 21663-2946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| May 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 30, 2021 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Aug 1, 2019 | Deed, Transfer · Commercial Mortgage CNB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Prior Sale | Aug 1, 2019 · Amount on Record |
| Deed Book / Page | 2866 / 289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Jul 30, 2026 |
| Property Address | 706 RIVERVIEW TER, SAINT MICHAELS, MD 21663-2946 |
| Document Number | 3285000330 |
| Book / Page | 3285 / 330 |
| Instrument Date | Jul 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Document Number | 3285000330, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 3285/330 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 706 RIVERVIEW TER, ST MICHAELS, MD 21663-2946 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0032260221 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 3226/221 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 706 RIVERVIEW TER, ST MICHAELS, MD 21663-2946 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0030490208 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 3049/208 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Jun 30, 2021 |
| Property Address | 706 RIVERVIEW TER, ST MICHAELS, MD 21663-2946 |
| Document Number | 0028660289 |
| Book / Page | 2866 / 289 |
| Instrument Date | Jun 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | EASTERN SHORE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 706 RIVERVIEW TER, SAINT MICHAELS, MD 21663-2946 |
| Document Number | 0002866295 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2866/295 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.7% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Aug 1, 2019 |
| Property Address | 706 RIVERVIEW TER, ST MICHAELS, MD 21663-2946 |
| Document Number | 0026300463 |
| Book / Page | 2630 / 463 |
| Map Reference | LB LBC 2 FO 119 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8393 MEETZE RD, 8393, WARRENTON, VA 20187-4340 |
| Name | Verified Name |
|---|
| Document Number | 0002630469 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 2630/469 |
| Name | CNB |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,346.00 (+8.7%) | $1,122,367 (+6.97%) | $1,268,700 (+20.92%) Land $321,100 Building $947,600 |
| 2025 | $9,518.00 (+23.31%) | $1,049,200 (+16.26%) Land $246,600 Building $802,600 | $1,049,200 (-) Land $246,600 Building $802,600 |
| 2023 | $7,719.00 | $902,467 | $1,049,200 Land $246,600 Building $802,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured incl. 8 condo units |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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