Talbot County property record for 704 Riverview Ter, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 3,565 sqft · built 1955 |
| Lot Size | 0.603 acres (26,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Mar 2012) |
| Tax Bill | $11,950 (2026) |
| Deeds & Mortgages | May 2023 Sale Mar 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 02-086492 |
| Primary APN | 02-086492 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,565 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 26,250 sqft (0.603 acres) |
| Lot Dimensions | 175 ft deep x 150 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 250 sqft |
| Deck Area | 40 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 086492 |
|---|---|
| Street Address | 704 RIVERVIEW TER |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 SEC C - 150X175 W/S RIVERVIEW TERRACE BENTLEY HAY |
| Legal Subdivision | BENTLY HAY |
| Legal Lot Number | 1 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 960700 |
704 Riverview Ter is owned and occupied by two individuals who acquired it in December 2020.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 RIVERVIEW TER, SAINT MICHAELS, MD 21663-2946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2023 | Deed, Transfer |
| Mar 5, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2012 · Amount on File |
| Deed Sale | Mar 9, 2012 · Amount on File |
| Prior Sale | Aug 24, 2004 |
| Deed Book / Page | 1967 / 157 |
| Last Transfer Date | Dec 30, 2020 |
| Transfer Doc | 0028150436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | May 23, 2023 |
| Property Address | 704 RIVERVIEW TER, ST MICHAELS, MD 21663-2946 |
| Document Number | 0030510248 |
| Book / Page | 3051 / 248 |
| Map Reference | MB 2 FO 119 |
| Instrument Date | May 2, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 704 RIVE MEW TERRACE ST, SAINT MICHAELS, MD 21663 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Mar 5, 2021 |
| Property Address | 704 RIVERVIEW TER, ST MICHAELS, MD 21663-2946 |
| Document Number | 0028150436 |
| Book / Page | 2815 / 436 |
| Map Reference | MB JTB 2 FO 119 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 704 RIVERVIEW TER, SAINT MICHAELS, MD 21663-2946 |
The 2026 property tax bill for 704 Riverview Ter was $11,950 with a homeowner's exemption, up 2.2% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,950.00 (+2.24%) Homeowner's exemption | $1,400,833 (+4.96%) | $1,533,300 (+14.89%) Land $1,106,500 Building $426,800 |
| 2025 | $11,688.00 Homeowner's exemption | $1,334,600 Land $940,500 Building $394,100 | $1,334,600 Land $940,500 Building $394,100 |
| 2023 | $10,965.00 | $1,281,933 | $1,334,600 Land $940,500 Building $394,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 Riverview Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured incl. 8 condo units |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Riverview Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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