Frederick County property record for 709 Motter Ave, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,455 sqft · built 1927 |
| Lot Size | 0.045 acres (1,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Dec 2025) |
| Tax Bill | $5,383 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-019248 |
| Primary APN | 02-019248 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,455 sqft Living Area |
| 1st Floor Area | 630 sqft |
| Basement Area | 275 sqft |
| Finished Basement | 275 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Townhouse |
| Exterior Material | Block |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,950 sqft (0.045 acres) |
| Lot Dimensions | 130 ft deep x 15 ft wide |
| Garage Type | Detached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 88 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Account Number | 019248 |
|---|---|
| Street Address | 709 MOTTER AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4512 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LT 15 X 130 709 MOTTER AVE FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 709 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 750801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
709 Motter Ave, a townhouse, is owned and occupied by an individual who bought it in December 2025.
Source: Frederick County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 709 MOTTER AVE, FREDERICK, MD 21701-4512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Sep 30, 2022 | Deed, Transfer · Conventional Mortgage NMSI INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on File |
| Deed Sale | Dec 16, 2025 · Amount on File |
| Prior Sale | Sep 30, 2022 · Amount on File |
| Deed Document Number | 2025 |
| Deed Book / Page | 17645 / 368 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 16, 2025 |
| Property Address | 709 MOTTER AVE, FREDERICK, MD 21701-4512 |
| Document Number | 0176450368 |
| Book / Page | 17645 / 368 |
| Instrument Date | Dec 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Title Company | FRIENDS TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 MOTTER AVE, FREDERICK, MD 21701-4512 |
| Document Number | 0017645376 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 17645/376 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Number | 0176450395 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 17645/395 |
| Name | FREDERICK COUNTY |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 30, 2022 |
| Property Address | 709 MOTTER AVE, FREDERICK, MD 21701-4512 |
| Document Number | 0161580157 |
| Book / Page | 16158 / 157 |
| Instrument Date | May 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | TRIO TITLE GROUP LLC, PRO TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1520 JASPER ST, SILVER SPRING, MD 20902-3666 |
| Document Number | 0016158163 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 16158/163 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 709 Motter Ave was $5,383, up 13% from the year before.
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,383.00 (+13.04%) | $290,100 Land $100,400 Building $189,700 | $290,100 Land $100,400 Building $189,700 |
| 2024 | $4,762.00 (+17.78%) | ||
| 2023 | $4,043.00 | $220,033 | $290,100 Land $100,400 Building $189,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 Motter Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 709 Motter Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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