Frederick County property record for 708 Motter Ave, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,344 sqft · built 1986 |
| Lot Size | 0.107 acres (4,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $371,300 (Sep 2022) |
| Tax Bill | $6,582 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-043696 |
| Primary APN | 02-043696 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 4,640 sqft (0.107 acres) |
| Lot Dimensions | 1.6 ft deep x 0.4 ft wide |
| Deck Area | 126 sqft |
| Patio Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 043696 |
|---|---|
| Street Address | 708 MOTTER AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 40 X 116 708 MOTTER AVE. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 708 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 750801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
708 Motter Ave is owned and occupied by an individual who bought it in September 2022.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 708 MOTTER AVE, FREDERICK, MD 21701-4513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2022 | Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC |
| Jun 25, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 2, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 16, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 7, 2018 | Deed, Transfer · VA Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2022 · Amount on File |
| Deed Sale | Sep 8, 2022 · Amount on File |
| Prior Sale | Aug 7, 2018 · Amount on File |
| Deed Book / Page | 16123 / 421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 8, 2022 |
| Property Address | 708 MOTTER AVE, FREDERICK, MD 21701-4513 |
| Document Number | 0161230421 |
| Book / Page | 16123 / 421 |
| Instrument Date | Aug 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,856.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 708 MOTTER AVE, FREDERICK, MD 21701-4513 |
| Document Number | 0016123426 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | 16123/426 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 708 MOTTER AVE, FREDERICK, MD 21701-4513 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0138430109 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 13843/109 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 708 MOTTER AVE, FREDERICK, MD 21701-4513 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0135610411 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 13561/411 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 708 MOTTER AVE, FREDERICK, MD 21701-4513 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0146660020 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 14666/20 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 7, 2018 |
| Property Address | 708 MOTTER AVE, FREDERICK, MD 21701-4513 |
| Document Number | 0125560001 |
| Book / Page | 12556 / 0001 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | EXCALIBER TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 708 MOTTER AVE, FREDERICK, MD 21701-4513 |
| Document Number | 0000125567 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 12556/7 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 708 Motter Ave was $6,582.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,333 | $414,400 Land $150,000 Building $264,400 | |
| 2025 | $6,582.00 | ||
| 2023 | $5,247.00 | $287,000 | $355,800 Land $100,000 Building $255,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 708 Motter Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2018–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 708 Motter Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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