Frederick County property record for 707 Motter Ave, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,728 sqft · built 1927 |
| Lot Size | 0.045 acres (1,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jun 2021) |
| Tax Bill | $2,641 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-037831 |
| Primary APN | 02-037831 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 620 sqft |
| Basement Area | 558 sqft |
| Finished Basement | 558 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Townhouse |
| Exterior Material | Block |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,950 sqft (0.045 acres) |
| Lot Dimensions | 130 ft deep x 15 ft wide |
| Porch | Open Porch |
| Porch Area | 88 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Account Number | 037831 |
|---|---|
| Street Address | 707 MOTTER AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4512 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LT 15 X 130 707 MOTTER AVE. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 707 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 750801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
707 Motter Ave, a townhouse, is owned and occupied by an individual who acquired it in April 2025.
Source: Frederick County records, as of April 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 707 MOTTER AVE, FREDERICK, MD 21701-4512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREDERICK COUNTY BANK |
| Mar 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRESIDENTIAL BANK FSB |
| Jun 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRESIDENTIAL BANK FSB |
| Jun 29, 2021 | Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on File |
| Deed Sale | Jun 29, 2021 · Amount on File |
| Deed Book / Page | 15041 / 206 |
| Last Transfer Date | Apr 11, 2025 |
| Transfer Doc | 0173370102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 9, 2026 |
| Property Address | 707 MOTTER AVE, FREDERICK, MD 21701-4512 |
| Document Number | 1781000453 |
| Book / Page | 17810 / 453 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 707 MOTTER AVE, FREDERICK, MD 21701-4512 |
| Document Number | 1781000453, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 17810/453 |
| Name | FREDERICK COUNTY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 707 MOTTER AVE, FREDERICK, MD 21701-4512 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 707 MOTTER AVE, FREDERICK, MD 21701-4512 |
| Document Number | 0157640455 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 15764/455 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 52 Months |
| Due | Jul 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 707 MOTTER AVE, FREDERICK, MD 21701-4512 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 707 MOTTER AVE, FREDERICK, MD 21701-4512 |
| Document Number | 0150410229 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 15041/229 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jul 1, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 29, 2021 |
| Property Address | 707 MOTTER AVE, FREDERICK, MD 21701-4512 |
| Document Number | 0150410206 |
| Book / Page | 15041 / 206 |
| Instrument Date | Jun 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 707 MOTTER AVE, FREDERICK, MD 21701-4512 |
| Document Number | 15041213 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 15041/213 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Number | 0150930134 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 15093/134 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $239,700 Land $100,400 Building $139,300 | $239,700 Land $100,400 Building $139,300 | |
| 2024 | $2,641.00 (-8.39%) | ||
| 2023 | $2,883.00 Homeowner's exemption | $207,700 | $239,700 Land $100,400 Building $139,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 707 Motter Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 707 Motter Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures