Chesapeake City property record for 709 Laurel Ave, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,579 sqft · built 1942 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (May 2008) |
| Tax Bill | $2,619 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Aug 2010 Mortgage + 1 more |
| APN | 0133005001020 |
| Primary APN | 0133005001020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,579 sqft Living Area |
| 1st Floor Area | 1,579 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 152 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 709 LAUREL AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 14 BLK E RIVERSIDE PARK HOMES SEC 1 |
| Legal Subdivision | RIVERSIDE PARK HOMES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20001 |
709 Laurel Ave is owned and occupied by an individual who bought it in May 2008.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 709 LAUREL AVE, CHESAPEAKE, VA 23325-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Aug 31, 2010 | Deed of Trust, Mortgage · FHA Mortgage SOUTHERN TRUST MORTGAGE L |
| Jun 26, 2006 | Warranty Deed, Transfer · Conventional Mortgage 1ST N L C FINANCIAL SVC L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2008 · Amount on File |
| Deed Sale | May 28, 2008 · Amount on File |
| Prior Sale | Jun 26, 2006 · Amount on File |
| Deed Book / Page | 7500 / 63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 709 LAUREL AVE, CHESAPEAKE, VA 23325-2413 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10480/1806 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 10480/1806 |
| Instrument | 210051466 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Dec 1, 2061 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 709 LAUREL AVE, CHESAPEAKE, VA 23325-2413 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008199/503 |
|---|---|
| Date | Aug 31, 2010 |
| Book Page | 8199/503 |
| Name | SOUTHERN TRUST MORTGAGE L |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 26, 2006 |
| Property Address | 709 LAUREL AVE, CHESAPEAKE, VA 23325-2413 |
| Document Number | 006608/718 |
| Book / Page | 6608 / 718 |
| Instrument Date | Jun 20, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006608721 |
|---|---|
| Date | Jun 26, 2006 |
| Instrument | 6608/721 |
| Name | 1ST N L C FINANCIAL SVC L |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 006608/743 |
|---|---|
| Date | Jun 26, 2006 |
| Book Page | 6608/743 |
| Name | FIRST NLC FINANCIAL SERVI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2021 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 12.2% |
The 2025 property tax bill for 709 Laurel Ave was $2,619.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,200 (+5.75%) Land $135,000 Building $139,200 | $274,200 (+5.75%) Land $135,000 Building $139,200 | |
| 2025 | $2,619.00 | $259,300 Land $125,000 Building $134,300 | $259,300 Land $125,000 Building $134,300 |
| 2023 | $223,600 (+12.02%) Land $105,000 Building $118,600 | $223,600 (+12.02%) Land $105,000 Building $118,600 | |
| 2022 | $199,600 Land $95,000 Building $104,600 | $199,600 Land $95,000 Building $104,600 | |
| 2019 | $1,883.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 709 Laurel Ave; there have been 22 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 22 (1988–2019) |
| Claims Outside the SFHA | 10 of 22 |
| Most Recent Claim | Aug 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Laurel Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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