704 Laurel Ave, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 704 Laurel Ave, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,350 sqft · built 1961
Lot Size	0.303 acres (13,199 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (Apr 2016)
Tax Bill	$3,019 (2025)
Deeds & Mortgages	Oct 2022 Refinance
APN	`0133002001200`

Property Details

APN / Parcel Number

Primary APN	`0133002001200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,199 sqft (0.303 acres)
Porch	Porch
Porch Area	20 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	704 LAUREL AVE
City	CHESAPEAKE
State	VA
Zip	23325-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	120 SEMINOLE PK SEC 3
Legal Subdivision	SEMINOLE PARK, LENWIL GARDENS, INDIAN RI
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1006
Census Tract	20001

Owner

Source: Chesapeake City records · APN 0133002001200

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	704 LAUREL AVE, CHESAPEAKE, VA 23325-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2016 · Amount on Record
Deed Sale	Apr 21, 2016 · Amount on Record
Prior Sale	Nov 20, 2014 · Amount on Record
Deed Document Number	201610081
Deed Book / Page	9635 / 417
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	704 LAUREL AVE, CHESAPEAKE, VA 23325-2414
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010607/764
Date	Oct 06, 2022
Book Page	10607/764
Instrument	220030832

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,019.00 (+46.91%)	$298,900 (+7.95%) Land $125,000 Building $173,900	$298,900 (+7.95%) Land $125,000 Building $173,900
2023		$276,900 (+15.38%) Land $105,000 Building $171,900	$276,900 (+15.38%) Land $105,000 Building $171,900
2022		$240,000 Land $95,000 Building $145,000	$240,000 Land $95,000 Building $145,000
2019	$2,055.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	22 (1988–2019)
Claims Outside the SFHA	10 of 22
Most Recent Claim	Aug 2019 · other causes
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 410 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.