Chesapeake City property record for 705 Laurel Ave, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1941 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Nov 2018) |
| Tax Bill | $3,210 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2021 Refinance + 1 more |
| APN | 0133005001000 |
| Primary APN | 0133005001000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,667 sqft (0.176 acres) |
| Lot Width | 94 ft Width |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 152 sqft |
| Patio Area | 276 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 705 LAUREL AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 12 BLK E RIVERSIDE PARK HOMES SEC 1 |
| Legal Subdivision | RIVERSIDE PARK HOMES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20001 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 LAUREL AVE, CHESAPEAKE, VA 23325-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Feb 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Nov 13, 2018 | Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on Record |
| Deed Sale | Nov 13, 2018 · Amount on Record |
| Prior Sale | Apr 17, 2006 · Amount on Record |
| Deed Document Number | 201829886 |
| Deed Book / Page | 9967 / 187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 24, 2026 |
| Property Address | 705 LAUREL AVE, CHESAPEAKE, VA 23325-2413 |
| Document Number | 0000010329 |
| Book / Page | 10971 / 476 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202610329 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 705 LAUREL AVE, CHESAPEAKE, VA 23325-2413 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010329, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 10971/476 |
| Instrument | 202610329 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 705 LAUREL AVE, CHESAPEAKE, VA 23325-2413 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010304/158 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 10304/158 |
| Instrument | 210005019 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 13, 2018 |
| Property Address | 705 LAUREL AVE, CHESAPEAKE, VA 23325-2413 |
| Document Number | 9967/187 |
| Book / Page | 9967 / 187 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 180029886 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | BARRISTERS OF OHIO, BARRISTERS OF VIRGINIA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 LAUREL AVE, CHESAPEAKE, VA 23325-2413 |
| Investor | Possibly a Property Investor |
| Document Number | 180029887 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 180029887 |
| Name | TOWNE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,300 (+6.77%) Land $135,000 Building $204,300 | $339,300 (+6.77%) Land $135,000 Building $204,300 | |
| 2025 | $3,210.00 (+5.87%) | $317,800 (+17.97%) Land $125,000 Building $192,800 | $317,800 (+17.97%) Land $125,000 Building $192,800 |
| 2024 | $3,032.00 (+42.48%) | ||
| 2023 | $269,400 (+12.34%) Land $105,000 Building $164,400 | $269,400 (+12.34%) Land $105,000 Building $164,400 | |
| 2022 | $239,800 Land $95,000 Building $144,800 | $239,800 Land $95,000 Building $144,800 | |
| 2019 | $2,128.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 22 (1988–2019) |
| Claims Outside the SFHA | 10 of 22 |
| Most Recent Claim | Aug 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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