709 Klaman St, Harvard, IL 60033 Property Records

McHenry County property record for 709 Klaman St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba
Lot Size	0.4 acres (17,424 sqft)
Owner	Trust Name on File
Last Sale	$280,000 (Sep 2009)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-36-311-002`

Property Details

APN / Parcel Number

Primary APN	`01-36-311-002`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	4 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Split Level
Exterior Material	Wood
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	709 KLAMAN ST
City	HARVARD
State	IL
Zip	60033-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0061030 PT LT 3 CHEMUNG PLAT NO 4
Legal Range	05E
Legal Township	46N
Legal Section	36
Legal Subdivision	COUNTY CLERKS
Legal Block	311
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1003
Census Tract	870302

Owner

709 Klaman St is owner-occupied and held in a trust since November 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	709 KLAMAN ST, HARVARD, IL 60033-3223
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit THE HARVARD STATE BANK
Nov 10, 2021	Intrafamily Transfer, Transfer
Sep 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE HARVARD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2009 · Amount on File
Deed Sale	Sep 16, 2009 · Amount on File
Prior Sale	Sep 1, 2021
Deed Document Number	0000047331
Last Transfer Date	Nov 10, 2021
Transfer Doc	0000061030
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	709 KLAMAN ST, HARVARD, IL 60033-3223
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 KLAMAN ST, HARVARD, IL 60033-3223

Mortgage

Document Number	0000003147
Date	Jan 25, 2022
Instrument	2022R0003147

Lender

Name	THE HARVARD STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 15, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Nov 10, 2021
Property Address	709 KLAMAN ST, HARVARD, IL 60033-3223
Document Number	0000061030
Map Reference	MB 2 PG 21
Instrument Date	Nov 8, 2021
Instrument	2021R0061030
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	709 KLAMAN ST, HARVARD, IL 60033-3223

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Sep 1, 2021
Property Address	709 KLAMAN ST, HARVARD, IL 60033-3223
Document Number	0000048010
Map Reference	MB 02 PG 21
Instrument Date	Aug 18, 2021
Instrument	2021R0048010
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 KLAMAN ST, HARVARD, IL 60033-3223

Mortgage

Document Number	0000048011
Date	Sep 1, 2021
Instrument	2021R0048011

Lender

Name	THE HARVARD STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$44,993 Land $11,670 Building $33,323	$134,979 Land $35,010 Building $99,969

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 709 Klaman St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Klaman St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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