706 Klaman St, Harvard, IL 60033 Property Records

McHenry County property record for 706 Klaman St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.213 acres (9,282 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-36-306-013`

Property Details

APN / Parcel Number

Primary APN	`01-36-306-013`

Exterior

Lot Area	9,282 sqft

Location & Zoning

Street Address	706 KLAMAN ST
City	HARVARD
State	IL
Zip	60033-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1996R0059429 LT CC PERENCHIOS SUB CITY OF HARVARD
Legal Range	05E
Legal Township	46N
Legal Section	36
Legal Subdivision	LT CC PERENCHIOS
Legal Block	306
Legal Lot Number	CC
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1005
Census Tract	870302

Owner

706 Klaman St is owned and occupied by an individual who acquired it in November 1996.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	706 KLAMAN ST, HARVARD, IL 60033-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Jun 8, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 1996
Deed Sale	Nov 21, 1996
Record Updated	Jun 7, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Apr 7, 2026
Property Address	706 KLAMAN ST, HARVARD, IL 60033-3224
Document Number	0000009218
Instrument Date	Mar 31, 2026
Instrument	20269218
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 KLAMAN ST, HARVARD, IL 60033-3224

Mortgage

Document Number	0000009218,
Date	Apr 7, 2026
Instrument	20269218

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.75%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	706 KLAMAN ST, HARVARD, IL 60033-3224
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003867
Date	Feb 20, 2024
Instrument	2024R0003867

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly
Max Rate	18%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	706 KLAMAN ST, HARVARD, IL 60033-3224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020622
Date	Jun 8, 2017
Instrument	2017R0020622

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Amount	Amount on Record
Term	359 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$48,190 Land $6,877 Building $41,313	$144,570 Land $20,631 Building $123,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 Klaman St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Klaman St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Klaman St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures