708 Klaman St, Harvard, IL 60033 Property Records

McHenry County property record for 708 Klaman St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.213 acres (9,306 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Dec 2019)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-36-306-014`

Property Details

APN / Parcel Number

Primary APN	`01-36-306-014`

Exterior

Lot Area	9,306 sqft

Location & Zoning

Street Address	708 KLAMAN ST
City	HARVARD
State	IL
Zip	60033-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0041594 LT BB PERENCHIOS SUB CITY OF HARVARD
Legal Range	05E
Legal Township	46N
Legal Section	36
Legal Subdivision	LT BB PERENCHIOS
Legal Tract	1
Legal Block	306
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1005
Census Tract	870302

Owner

708 Klaman St is owned and occupied by an individual who bought it in December 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	708 KLAMAN ST, HARVARD, IL 60033-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY
Dec 4, 2019	Warranty Deed, Transfer · FHA Mortgage GOLD COAST BANK (CHICAGO IL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on File
Deed Sale	Dec 4, 2019 · Amount on File
Prior Sale	Nov 26, 2012
Deed Document Number	2019R0041594
Record Updated	Jun 7, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	708 KLAMAN ST, HARVARD, IL 60033-3224
Document Number	0000041596
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 KLAMAN ST HARVARD IL 600333224, HARVARD, IL 60033-3224

Mortgage

Document Number	0000041596
Date	Dec 4, 2019
Instrument	41596

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 4, 2019
Property Address	708 KLAMAN ST, HARVARD, IL 60033-3224
Document Number	0000041594
Map Reference	DOC329886MB13PG44
Instrument Date	Nov 22, 2019
Instrument	2019R0041594
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	708 KLAMAN ST, HARVARD, IL 60033-3224

Mortgage

Document Number	0000041595
Date	Dec 4, 2019
Instrument	2019R0041595

Lender

Name	GOLD COAST BANK (CHICAGO IL
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Mortgage

Document Number	0000041596
Date	Dec 4, 2019
Instrument	2019R0041596

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$48,362 Land $6,877 Building $41,485	$145,086 Land $20,631 Building $124,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 708 Klaman St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Klaman St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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