Kane County property record for 709 Grace St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,804 sqft · built 1910 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,500 (Apr 2003) |
| Tax Bill | $5,601 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-404-003 |
| Primary APN | 06-24-404-003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,804 sqft Living Area |
| Gross Area | 2,860 sqft |
| Basement Area | 1,056 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 709 GRACE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ADDN LOT 10 BLOCK 1 |
| Legal Subdivision | FAIRVIEW ADDN |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 851400 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 709 GRACE ST, ELGIN, IL 60120-8471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2003 · Amount on Record |
| Deed Sale | Apr 28, 2003 · Amount on Record |
| Prior Sale | Apr 24, 2002 · Amount on Record |
| Deed Document Number | 200369522 |
| Last Transfer Date | Aug 12, 2013 |
| Transfer Doc | 0000060555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 709 GRACE ST, ELGIN, IL 60120-8471 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000055507 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021K055507 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | RIVERSIDE, MO 64150 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,601.00 (+25.13%) | $73,422 (+8.57%) Land $14,288 Building $59,134 | $220,354 (+8.57%) Land $42,881 Building $177,473 |
| 2024 | $67,626 (+30.98%) Land $13,160 Building $54,466 | $202,959 (+31.04%) Land $39,496 Building $163,463 | |
| 2022 | $4,476.00 (+3.95%) | $51,629 (+6.96%) Land $10,841 Building $40,788 | $154,887 (+6.96%) Land $32,523 Building $122,364 |
| 2021 | $4,306.00 | $48,270 Land $10,136 Building $38,134 | $144,810 Land $30,408 Building $114,402 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures