719 Grace St, Elgin, IL 60120 Property Records

Kane County property record for 719 Grace St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,016 sqft · built 1890
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$166,000 (May 2017)
Tax Bill$5,392 (2025)
Deeds & MortgagesDec 2020 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-404-005

Property Details

APN / Parcel Number

Primary APN06-24-404-005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,016 sqft Living Area
Gross Area3,180 sqft
Basement Area1,164 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address719 GRACE ST
CityELGIN
StateIL
Zip60120-8313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW ADDN LOT 8 BLOCK 1
Legal SubdivisionFAIRVIEW ADDN
Legal Block1
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6006
Census Tract851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address719 GRACE ST, ELGIN, IL 60120-8313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
DAS ACQUISITION
May 10, 2017Warranty Deed, Transfer · FHA Mortgage
SAUK VLY BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2017 · Amount on Record
Deed SaleMay 10, 2017 · Amount on Record
Prior SaleJul 18, 2013 · Amount on Record
Deed Document Number201723832
Prior Transfer DateAug 20, 2003
Prior Transfer Doc0000007628
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address719 GRACE ST, ELGIN, IL 60120-8313
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079096
DateDec 17, 2020
Instrument2020K079096
Lender
NameDAS ACQUISITION
TypeMortgage Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate3.49%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 10, 2017
Property Address719 GRACE ST, ELGIN, IL 60120-8313
Document Number0000023832
Instrument DateMay 3, 2017
Instrument23832
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$249.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 PRINCETON AVE ELGIN IL 601236937, ELGIN, IL 60123-6937

Mortgage

Document Number23833
DateMay 10, 2017
Instrument23833
Lender
NameSAUK VLY BK&TR
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 9, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,392.00 (+26.25%) Homeowner's exemption$78,685 (+8.57%) Land $14,288 Building $64,397$236,149 (+8.57%) Land $42,881 Building $193,268
2024$72,474 (+31.15%) Land $13,160 Building $59,314$217,509 (+31.2%) Land $39,496 Building $178,013
2022$4,271.00 (+4.84%) Homeowner's exemption$55,260 (+6.96%) Land $10,841 Building $44,419$165,780 (+6.96%) Land $32,523 Building $133,257
2021$4,074.00 Homeowner's exemption$51,665 Land $10,136 Building $41,529$154,995 Land $30,408 Building $124,587

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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