709 Gemcrest Dr NE, Conover, NC 28613 Property Records

Catawba County property record for 709 Gemcrest Dr NE, Conover, NC 28613 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1998
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$96,000 (Jun 2014)
Tax Bill	$801 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3742-15-72-2910`

Property Details

APN / Parcel Number

Primary APN	`3742-15-72-2910`
Alternative APN	`0401991`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	2,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	138 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	68 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	709 GEMCREST DR NE
City	CONOVER
State	NC
Zip	28613-7424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 PLAT 45-70
Legal Subdivision	SAPPHIRE RIDGE PH 2
Legal Lot Number	4
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	2
Census Block	2054
Census Tract	10102

Owner

Source: Catawba County records · APN 3742-15-72-2910

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 GEMCREST DR NE, CONOVER, NC 28613-7424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Mar 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2014 · Amount on Record
Deed Sale	Jun 20, 2014 · Amount on Record
Prior Sale	Mar 17, 2014 · Amount on Record
Deed Book / Page	3245 / 1078
Last Transfer Date	Feb 10, 2022
Transfer Doc	0037231716
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Recording Date	Jul 21, 2026
Property Address	709 GEMCREST DR NE, CONOVER, NC 28613-7424
Document Number	0000014758
Book / Page	4036 / 72
Instrument Date	Jul 17, 2026
Instrument	202614758
Transaction Type	Mortgage
Record Updated	Aug 04, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014758,
Date	Jul 21, 2026
Book Page	4036/72
Instrument	202614758

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CATAWBA NC
Recording Date	Feb 15, 2022
Property Address	709 GEMCREST DR NE, CONOVER, NC 28613-7424
Document Number	0037231716
Book / Page	3723 / 1716
Map Reference	MB 45 PG 70
Instrument Date	Feb 10, 2022
Instrument	3425
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 GEMCREST DR NE, CONOVER, NC 28613-7424
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003426
Date	Feb 15, 2022
Instrument	3426

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2042

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CATAWBA NC
Recording Date	Mar 23, 2021
Property Address	709 GEMCREST DR NE, CONOVER, NC 28613-7424
Document Number	0036430671
Book / Page	3643 / 671
Map Reference	MB 45 PG 70
Instrument Date	Jan 22, 2021
Instrument	6597
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 GEMCREST DR NE, CONOVER, NC 28613-7424

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Conover City
Unified School District	Newton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,000 (-) Land $11,300 Building $189,700
2025	$801.00 (-49.75%)	$201,000 (+62.49%) Land $11,300 Building $189,700
2024	$1,594.00
2023	$1,594.00	$123,700 Land $11,300 Building $112,400	$201,000 Land $11,300 Building $189,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350101022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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