Catawba County property record for 705 Gemcrest Dr NE, Conover, NC 28613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1999 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (May 2023) |
| Tax Bill | $806 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3742-15-72-2832 |
| Primary APN | 3742-15-72-2832 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 2,448 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 154 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 705 GEMCREST DR NE |
|---|---|
| City | CONOVER |
| State | NC |
| Zip | 28613-7424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-9A |
| Legal Description | LOT 3 PL 45-70 |
| Legal Subdivision | SAPPHIRE RIDGE PH 2 |
| Legal Lot Number | 3 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | CLINES |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 10102 |
Source: Catawba County records · APN 3742-15-72-2832
Assessment roll updated August 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 GEMCREST DR NE, CONOVER, NC 28613-7424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2023 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Sep 15, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 27, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Prior Sale | Dec 02, 2016 · Amount on Record |
| Deed Document Number | 20239244 |
| Deed Book / Page | 3812 / 30 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | May 26, 2023 |
| Property Address | 705 GEMCREST DR NE, CONOVER, NC 28613-7424 |
| Document Number | 0038120030 |
| Book / Page | 3812 / 30 |
| Map Reference | MB 45 PG 70 |
| Instrument Date | May 26, 2023 |
| Instrument | 9244 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6272 CROWDERS CIR, VALE, NC 28168-6719 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 705 GEMCREST DR NE, CONOVER, NC 28613-7424 |
| Document Number | 0000009245 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 9245 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 705 GEMCREST DR NE, CONOVER, NC 28613-7424 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037681666 |
|---|---|
| Date | Sep 15, 2022 |
| Book Page | 3768/1666 |
| Instrument | 20122 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | HICKORY, NC 28603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 705 GEMCREST DR NE, CONOVER, NC 28613-7424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036741879 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 3674/1879 |
| Instrument | 17931 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | HICKORY, NC 28602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Municipality | Conover City |
| Unified School District | Newton-Conover City Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,300 (-) Land $12,800 Building $189,500 | ||
| 2025 | $806.00 (-49.78%) | $202,300 (+58.05%) Land $12,800 Building $189,500 | |
| 2024 | $1,605.00 | ||
| 2023 | $1,605.00 | $128,000 Land $12,800 Building $115,200 | $202,300 Land $12,800 Building $189,500 |
Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 64 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CONOVER serves 15,347 people |
|---|---|
| Water Source | Purchased surface water from CITY OF HICKORY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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