716 Gemcrest Dr NE, Conover, NC 28613 Property Records

Catawba County property record for 716 Gemcrest Dr NE, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,281 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Mar 2022)
Tax Bill	$866 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3742-15-63-9086`

Property Details

APN / Parcel Number

Primary APN	`3742-15-63-9086`
Alternative APN	`0402015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,281 sqft Living Area
1st Floor Area	2,562 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	118 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	30 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	716 GEMCREST DR NE
City	CONOVER
State	NC
Zip	28613-7424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9A
Legal Description	LOT 27 PLAT 45-70
Legal Subdivision	SAPPHIRE RIDGE PH 2
Legal Lot Number	27
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	2
Census Block	2025
Census Tract	10102

Owner

Source: Catawba County records · APN 3742-15-63-9086

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	716 GEMCREST DR NE, CONOVER, NC 28613-7424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Dec 10, 2014 · Amount on Record
Deed Document Number	20226388
Deed Book / Page	3732 / 372
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Mar 21, 2022
Property Address	716 GEMCREST DR NE, CONOVER, NC 28613-7424
Document Number	0037320372
Book / Page	3732 / 372
Map Reference	MB 45 PG 70
Instrument Date	Mar 21, 2022
Instrument	6388
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1212, CONOVER, NC 28613-1212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 GEMCREST DR NE, CONOVER, NC 28613-7424

Mortgage

Document Number	0000006389
Date	Mar 21, 2022
Instrument	6389

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Conover City
Unified School District	Newton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,400 (-) Land $9,500 Building $207,900
2025	$866.00 (-49.8%)	$217,400 (+71.99%) Land $9,500 Building $207,900
2024	$1,725.00
2023	$1,725.00	$126,400 Land $9,500 Building $116,900	$217,400 Land $9,500 Building $207,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 64 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CONOVER serves 15,347 people
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.