Harford County property record for 704 Ferguson Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | Split Level |
| Year Built | Built 1963 |
| Square Footage | 1,460 sqft Total Area |
| Lot Size | 8,395 sqft (0.193 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2026) |
| Tax Bill | $2,228.00 (2025) |
| Primary APN | 01-123858 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,460 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,395 sqft (0.193 acres) |
| Depth X Width | 115 ft x 73 ft Depth x Width |
| Porch Area | 162 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 123858 |
|---|---|
| Street Address | 704 FERGUSON RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4426 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 23 BLK 32 73X115 704 FERGUSON ROAD JOPPATOWNE S3 PT 12/64 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 32 |
| Legal Lot Number | 23 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-123858
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 FERGUSON RD, JOPPA, MD 21085-4426 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Line of Credit APG FCU |
| May 30, 2025 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| May 21, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 18, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on Record |
| Deed Sale | Feb 18, 2026 · Amount on Record |
| Prior Sale | Feb 12, 2002 · Amount on Record |
| Deed Book / Page | 17005 / 251 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 704 FERGUSON RD, JOPPA, MD 21085-4426 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0148270002 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 14827/2 |
| Name | APG FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 704 FERGUSON RD, JOPPA, MD 21085-4426 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 704 FERGUSON RD, JOPPA, MD 21085-4426 |
| Document Number | 0166750480 |
|---|---|
| Date | May 30, 2025 |
| Book Page | 16675/480 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 704 FERGUSON RD, JOPPA, MD 21085-4426 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 704 FERGUSON RD, JOPPA, MD 21085-4426 |
| Investor | Possibly a Property Investor |
| Document Number | 0162670032 |
|---|---|
| Date | May 21, 2024 |
| Book Page | 16267/32 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 18, 2026 |
| Property Address | 704 FERGUSON RD, JOPPA, MD 21085-4426 |
| Document Number | 0170050251 |
| Book / Page | 17005 / 251 |
| Map Reference | MB GRG 12 FO 64 |
| Instrument Date | Feb 06, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 704 FERGUSON RD, JOPPA, MD 21085-4426 |
| Document Number | 0017005260 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 17005/260 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,700 (+4.93%) | $236,300 (-) Land $69,200 Building $167,100 | |
| 2025 | $2,228.00 (+5.94%) | $215,100 (+8.24%) | $236,300 (+15.55%) Land $69,200 Building $167,100 |
| 2023 | $198,733 | $204,500 Land $69,200 Building $135,300 | |
| 2022 | $2,103.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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