709 Elderberry Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 709 Elderberry Ct, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,141 sqft · built 1989
Lot Size0.342 acres (14,898 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Nov 2024)
Tax Bill$5,352 (2025)
Deeds & MortgagesMar 2021 Refinance
Jun 2012 Mortgage
+ 2 more
APN0369002000170

Property Details

APN / Parcel Number

Primary APN0369002000170

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,141 sqft Living Area
1st Floor Area928 sqft
Upper Floors Area1,088 sqft
AtticAttic
Attic Area440 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2023
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,898 sqft (0.342 acres)
Lot Dimensions154 ft deep x 77 ft wide
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area836 sqft
Patio Area551 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address709 ELDERBERRY CT
CityCHESAPEAKE
StateVA
Zip23320-9219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description17 RIVER WALK SEC L-1
Legal SubdivisionRIVERWALK - 2,4,5
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2001
Census Tract20908

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address709 ELDERBERRY CT, CHESAPEAKE, VA 23320-9219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORPORATION
Jun 1, 2012Deed of Trust, Mortgage · VA Mortgage
PNC MORTGAGE CORPORATION
Sep 29, 2016Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Jul 5, 2023Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2024 · Amount on Record
Deed SaleNov 12, 2024 · Amount on Record
Prior SaleJul 5, 2023 · Amount on Record
Deed Document Number202423743
Deed Book / Page10802 / 1992
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address709 ELDERBERRY CT, CHESAPEAKE, VA 23320-9219
Transaction TypeMortgage
Record UpdatedMay 7, 2026
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010327/437
DateMar 9, 2021
Book Page10327/437
Instrument210010894
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term299 Months
DueFeb 1, 2046
Interest
Rate TypeFixed Rate

June 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address709 ELDERBERRY CT, CHESAPEAKE, VA 23320-9219
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008712/689
DateJun 1, 2012
Book Page8712/689
Lender
NamePNC MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2042
Interest
Rate TypeFixed Rate
Rate1.75%

September 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address709 ELDERBERRY CT, CHESAPEAKE, VA 23320-9219
Transaction TypeMortgage
Record UpdatedMay 7, 2026
Title CompanySURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09702/1975
DateSep 29, 2016
Book Page9702/1975
Instrument160027153
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term352 Months
DueJan 1, 2046
Interest
Rate TypeFixed Rate
Rate3.25%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 5, 2023
Property Address709 ELDERBERRY CT, CHESAPEAKE, VA 23320-9219
Document Number10675/1334
Book / Page10675 / 1334
Instrument DateJun 16, 2023
Instrument230013920
Transaction TypeTransfer
Record UpdatedJul 19, 2023
Title CompanyFREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 ELDERBERRY CT, CHESAPEAKE, VA 23320-9219

Mortgage

Document Number0230013921
DateJul 5, 2023
Instrument230013921
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$598,400 (+12.93%) Land $185,000 Building $413,400$598,400 (+12.93%) Land $185,000 Building $413,400
2025$5,352.00 (+17.81%)$529,900 (+16.74%) Land $175,000 Building $354,900$529,900 (+16.74%) Land $175,000 Building $354,900
2023$453,900 (+0.91%) Land $145,000 Building $308,900$453,900 (+0.91%) Land $145,000 Building $308,900
2022$4,543.00 (+16.94%)$449,800 Land $145,000 Building $304,800$449,800 Land $145,000 Building $304,800
2019$3,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 236 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies360 units insured
incl. 124 condo units
Nearby Flood Claims50 (2003–2021)
Most Recent ClaimAug 2021 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 21 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 14 claims
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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