708 Elderberry Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 708 Elderberry Ct, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,700 sqft · built 1990
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Apr 2005)
Tax Bill$4,476 (2025)
Deeds & MortgagesJun 2020 Mortgage
Sep 2021 Refinance
+ 4 more
APN0369002000210

Property Details

APN / Parcel Number

Primary APN0369002000210

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,700 sqft Living Area
1st Floor Area1,096 sqft
Upper Floors Area1,096 sqft
AtticAttic
Attic Area484 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions141 ft deep x 173 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Deck Area836 sqft
Patio Area329 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address708 ELDERBERRY CT
CityCHESAPEAKE
StateVA
Zip23320-9217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description21 RIVER WALK SEC L-1
Legal SubdivisionRIVERWALK - 2,4,5
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2001
Census Tract20908

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address708 ELDERBERRY CT, CHESAPEAKE, VA 23320-9217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESITE MORTGAGE LLC
Sep 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
Feb 4, 2026Deed of Trust, Mortgage · Line of Credit
LANGLEY FCU
Aug 21, 2024Deed of Trust, Mortgage · Line of Credit
LANGLEY FEDERAL CREDIT UNION
Jan 19, 2007Deed of Trust, Mortgage · Conventional Mortgage
CHASE BANK USA NA
Apr 28, 2005Warranty Deed, Transfer · Conventional Mortgage
FINANCE AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2005 · Amount on Record
Deed SaleApr 28, 2005 · Amount on Record
Prior SaleMay 31, 2001 · Amount on Record
Deed Book / Page5977 / 695
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address708 ELDERBERRY CT, CHESAPEAKE, VA 23320-9217
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10170/1375
DateJun 25, 2020
Book Page10170/1375
Instrument200020363
Lender
NameHOMESITE MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address708 ELDERBERRY CT, CHESAPEAKE, VA 23320-9217
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number10452/1803
DateSep 27, 2021
Book Page10452/1803
Instrument210044033
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address708 ELDERBERRY CT, CHESAPEAKE, VA 23320-9217
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010941/661
DateFeb 4, 2026
Book Page10941/661
Instrument260002745
Lender
NameLANGLEY FCU
TypeCredit Union
AddressNEWPORT NEWS, VA 23612
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueFeb 3, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address708 ELDERBERRY CT, CHESAPEAKE, VA 23320-9217
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number10777/1652
DateAug 21, 2024
Book Page10777/1652
Instrument240017127
Lender
NameLANGLEY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term263 Months
DueJul 25, 2046
Interest
Rate TypeAdjustable Rate

January 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address708 ELDERBERRY CT, CHESAPEAKE, VA 23320-9217
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0006916/53
DateJan 19, 2007
Book Page6916/53
Lender
NameCHASE BANK USA NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2037
Interest
Rate TypeFixed Rate
Rate7.63%

April 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 28, 2005
Property Address708 ELDERBERRY CT, CHESAPEAKE, VA 23320-9217
Document Number005977/695
Book / Page5977 / 695
Instrument DateApr 18, 2005
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0005977697
DateApr 28, 2005
Instrument5977/697
Lender
NameFINANCE AMERICA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$494,800 (+11.64%) Land $185,000 Building $309,800$494,800 (+11.64%) Land $185,000 Building $309,800
2025$4,476.00 (-0.49%)$443,200 (+7.05%) Land $175,000 Building $268,200$443,200 (+7.05%) Land $175,000 Building $268,200
2024$4,498.00 (+27.17%)
2023$414,000 (+0.95%) Land $145,000 Building $269,000$414,000 (+0.95%) Land $145,000 Building $269,000
2022$410,100 Land $145,000 Building $265,100$410,100 Land $145,000 Building $265,100
2019$3,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 236 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies360 units insured
incl. 124 condo units
Nearby Flood Claims50 (2003–2021)
Most Recent ClaimAug 2021 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 21 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 14 claims
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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