720 Elderberry Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 720 Elderberry Ct, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,669 sqft · built 1989
Lot Size	0.385 acres (16,771 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Oct 2025)
Tax Bill	$4,832 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
APN	`0369002000240`

Property Details

APN / Parcel Number

Primary APN	`0369002000240`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,669 sqft Living Area
1st Floor Area	2,393 sqft
Attic	Attic
Attic Area	460 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,771 sqft (0.385 acres)
Lot Dimensions	104 ft deep x 947 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Deck Area	460 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 ELDERBERRY CT
City	CHESAPEAKE
State	VA
Zip	23320-9217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	24 AMENDED RIVER WALK SEC L-1
Legal Subdivision	RIVERWALK - 2,4,5
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2001
Census Tract	20908

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 ELDERBERRY CT, CHESAPEAKE, VA 23320-9217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Deed Document Number	202523095
Deed Book / Page	10901 / 1634
Record Updated	Oct 29, 2026

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 6, 2025
Property Address	720 ELDERBERRY CT, CHESAPEAKE, VA 23320-9217
Document Number	10901/1634
Book / Page	10901 / 1634
Map Reference	MB 93 PG 104
Instrument Date	Sep 25, 2025
Instrument	250023095
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	UNKNOWN, TITLEQUEST LANDMARK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 ELDERBERRY CT, CHESAPEAKE, VA 23320-9217

Mortgage

Document Number	0250023096
Date	Oct 6, 2025
Instrument	250023096

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,500 (+11.52%) Land $185,000 Building $348,500	$533,500 (+11.52%) Land $185,000 Building $348,500
2025	$4,832.00 (+31.13%)	$478,400 (+6.62%) Land $175,000 Building $303,400	$478,400 (+6.62%) Land $175,000 Building $303,400
2023		$448,700 (+0.97%) Land $145,000 Building $303,700	$448,700 (+0.97%) Land $145,000 Building $303,700
2022		$444,400 Land $145,000 Building $299,400	$444,400 Land $145,000 Building $299,400
2019	$3,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 236 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	360 units insured incl. 124 condo units
Nearby Flood Claims	50 (2003–2021)
Most Recent Claim	Aug 2021 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 21 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 14 claims Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20