Union County property record for 704 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,622 sqft Living Area |
| Lot Size | 10,149 sqft (0.233 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $510,000 (2024) |
| Tax Bill | $2,532.00 (2025) |
| Primary APN | 06-006-151 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,622 sqft Living Area |
| Gross Area | 3,116 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional Style |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,149 sqft (0.233 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 494 sqft Garage |
| Deck Area | 288 sqft Deck |
| Patio Area | 288 sqft Patio |
| Porch Area | 133 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 704 CIRCLE TRACE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7694 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #33 POTTERS TRACE PH2 MP2 OPCH013 |
| Legal Subdivision | POTTERS TRACE |
| Legal Lot Number | 33 |
| Jurisdiction | UNION NC |
| Minor Civil Division | SANDY RIDGE |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 20308 |
Source: Union County records · APN 06-006-151
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 CIRCLE TRACE RD, MONROE, NC 28110-7694 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2024 · Amount on Record |
| Deed Sale | Jan 12, 2024 · Amount on Record |
| Prior Sale | May 01, 2015 · Amount on Record |
| Deed Doc Number | 2024801 |
| Deed Book / Page | 8838 / 786 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 704 CIRCLE TRACE RD, MONROE, NC 28110-7694 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 704 CIRCLE TRACE RD, MONROE, NC 28110-7694 |
| Document Number | 0009295900 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 9295/900 |
| Instrument | 2523 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 12, 2024 |
| Property Address | 704 CIRCLE TRACE RD, MONROE, NC 28110-7694 |
| Document Number | 0008838786 |
| Book / Page | 8838 / 786 |
| Map Reference | CAB H FILE 13 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 801 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10124 GRAND JUNCTION RD, MINT HILL, NC 28227-1439 |
| Name | Verified Name |
|---|
| Document Number | 0000000802 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 802 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,532.00 (+34.47%) | $520,000 (+76.27%) Land $102,000 Building $418,000 | $520,000 (+76.27%) Land $102,000 Building $418,000 |
| 2023 | $1,883.00 | $295,000 Land $56,600 Building $238,400 | $295,000 Land $56,600 Building $238,400 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures