709 Cimarron Ave, Lady Lake, FL 32159 Property Records

Sumter County property record for 709 Cimarron Ave, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,442 sqft · built 1998
Lot Size	0.214 acres (9,336 sqft)
Owner	2 Company Names on Record
Last Sale	$335,000 (May 2021)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121823D12U072`

Property Details

APN / Parcel Number

Primary APN	`121823D12U072`
Alternative APNs	`D12U072` `1012914`

Interior

Building Area	1,442 sqft Living Area
Gross Area	2,142 sqft
1st Floor Area	1,442 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	9,336 sqft (0.214 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	36 sqft
Porch	Slab
Porch Area	275 sqft

Location & Zoning

Street Address	709 CIMARRON AVE
City	LADY LAKE
State	FL
Zip	32159-9488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 72 THE VILLAGES OF SUMTER UNIT NO 16 PB 5 PGS 2-2A
Legal Range	23E
Legal Township	18S
Legal Section	12
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	72
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2016
Census Tract	911704

Owner

Source: Sumter County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	709 CIMARRON AVE, LADY LAKE, FL 32159-9488
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS 1ST BANK
Sep 27, 2017	Warranty Deed, Transfer · VA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	202128422
Deed Book / Page	4009 / 222
Prior Transfer Date	Nov 30, 2010
Prior Transfer Doc	0022620246
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	May 21, 2021
Property Address	709 CIMARRON AVE, THE VILLAGES, FL 32159-9488
Document Number	0040090222
Book / Page	4009 / 222
Map Reference	MB 5 PG 2&2A
Instrument Date	May 4, 2021
Instrument	202160028422
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	FREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1503 REDONDO WAY, 1503, LADY LAKE, FL 32159-9141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 CIMARRON AVE, LADY LAKE, FL 32159-9488

Mortgage

Document Number	4009224
Date	May 21, 2021
Instrument	4009/224

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	709 CIMARRON AVE, THE VILLAGES, FL 32159-9488
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PENINSULA LAND & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032850679
Date	Jul 25, 2017
Book Page	3285/0679
Instrument	201760024510

Lender

Name	CITIZENS 1ST BANK
Type	Bank
Address	THE VILLAGES, FL 32162

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Sep 27, 2017
Property Address	709 CIMARRON AVE, THE VILLAGES, FL 32159-9488
Document Number	0033110274
Book / Page	3311 / 0274
Map Reference	MB5 PG2-2A
Instrument Date	Sep 15, 2017
Instrument	201760031366
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MARION LAKE SUMTER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 PARKER SLATTON RD, 307, SIMPSONVILLE, SC 29681-4334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 CIMARRON AVE, LADY LAKE, FL 32159-9488

Mortgage

Document Number	0033110276
Date	Sep 27, 2017
Instrument	3311/0276

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,519.00 (+1.32%) Additional exemption filed	$303,420 (+5.98%)	$308,660 (+0.98%) Land $56,020 Building $252,640
2024	$3,473.00 (+9.49%)
2023	$3,172.00 (+3.02%) Additional exemption filed	$286,290 (+3%)	$305,670 (+9.97%) Land $37,340 Building $268,330
2022	$3,079.00 Homeowner's exemption	$277,960 Land $37,340 Building $240,620	$277,960 Land $37,340 Building $240,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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