1. Home
  2. Florida
  3. Brevard County
  4. Cocoa
  5. Bernard St

709 Bernard St, Cocoa, FL 32922 Property Records

Brevard County property record for 709 Bernard St, Cocoa, FL 32922 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,751 sqft · built 1957
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$217,500 (Mar 2008)
Tax Bill$1,002 (2025)
Deeds & MortgagesJul 2026 Mortgage
Dec 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-36-32-00-762

Property Details

APN / Parcel Number

Primary APN24-36-32-00-762
Alternative APNs
  • 24-36-32-00-00762.0-0000.00
  • 2424155

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,751 sqft Living Area
Gross Area2,303 sqft
1st Floor Area1,751 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions117 ft deep x 50 ft wide
PorchEnclosed/Unfinished Porch
Porch Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2424155
Street Address709 BERNARD ST
CityCOCOA
StateFL
Zip32922-7103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF NE 1/4 OF SE 1/4 AS DES IN DB 422 PG 275
Legal Range36E
Legal Township24S
Legal Section32
Legal SubdivisionHENRY SUBDIVISION
Legal Block762
Legal Lot Number11-13
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1023
Census Tract62600

Owner

Source: Brevard County records · APN 24-36-32-00-762

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address709 BERNARD ST, COCOA, FL 32922-7103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
TRUST BANK
Dec 29, 2023Intrafamily Transfer, Transfer
Jul 24, 2018Loan Modification, Mortgage · Line of Credit
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 24, 2008 · Amount on Record
Deed SaleMar 24, 2008 · Amount on Record
Deed Document Number200855493
Deed Book / Page5852 / 4793
Last Transfer DateDec 26, 2023
Transfer Doc0099611612
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Recording DateJul 29, 2026
Property Address709 BERNARD ST, COCOA, FL 32922-7103
Document Number0000154672
Book / Page10688 / 2394
Instrument DateJul 22, 2026
Instrument2026154672
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanyISLAND TITLE AND ESCROW CORPORATION, ISLAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 BERNARD ST, COCOA, FL 32922-7103

Mortgage

Document Number0000154672,
DateJul 29, 2026
Book Page10688/2394
Instrument2026154672
Lender
NameTRUST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateDec 29, 2023
Property Address709 BERNARD ST, COCOA, FL 32922-7103
Document Number0099611612
Book / Page9961 / 1612
Instrument DateDec 26, 2023
Instrument2023270025
Transaction TypeTransfer
Record UpdatedJan 15, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address709 BERNARD ST, COCOA, FL 32922-7103

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address709 BERNARD ST, COCOA, FL 32922-7103
Document Number0082521510
Instrument DateJul 24, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018
Title CompanyFEDERAL TITLE INSURANCE ASSOCIATES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address709 BERNARD ST COCOA FL 329227103, COCOA, FL 32922-7103

Mortgage

Document Number0082521510
DateAug 31, 2018
Book Page008252/001510
Instrument197231
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityCocoa City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$88,430 (+2.69%)$183,420 (+5.74%)
2025$1,002.00 (+4.16%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$86,110 (+66.52%)$173,470 (+21.95%)
2024$962.00 (+35.11%)
2023$712.00 (+2.15%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$51,710 (+2.99%)$142,250 (+17.02%) Land $20,000 Building $122,250
2022$697.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$50,210$121,560 Land $10,000 Building $111,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bernard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures