425 Bernard St, Cocoa, FL 32922 Property Records

Brevard County property record for 425 Bernard St, Cocoa, FL 32922

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,250 sqft · built 2018
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Tax Bill$1,890 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN24-36-33-53-F-12

Property Details

APN / Parcel Number

Primary APN24-36-33-53-F-12
Alternative APNs
  • 24-36-33-53-0000F.0-0012.00
  • 2426123

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,250 sqft Living Area
Gross Area1,412 sqft
1st Floor Area1,250 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions122 ft deep x 48 ft wide
PorchFinished/Open Porch
Porch Area162 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number2426123
Street Address425 BERNARD ST
CityCOCOA
StateFL
Zip32922-7405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU17
Legal DescriptionDAVIDSONS UNRECORDED SUBD PART OF SW 1/4 AS DES IN ORB 25 PG 562 KNOWN AS DAVIDSONS UNREC SD LOT 12 BLK F
Legal Range36E
Legal Township24S
Legal Section33
Legal SubdivisionDAVIDSONS UNRECORDED SUBD
Legal BlockF
Legal Lot Number12
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1031
Census Tract62600

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address425 BERNARD ST, COCOA, FL 32922-7405
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address425 BERNARD ST, COCOA, FL 32922-7405
Document Number0082042651
Instrument DateJun 26, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 BERNARD ST COCOA FL 329227405, COCOA, FL 32922-7405

Mortgage

Document Number0082042651
DateJul 3, 2018
Book Page008204/002651
Instrument149785
Lender
NameMISCELLANEOUS GOVT AGCY
AddressCOCOA, FL 32922
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityCocoa City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,430 (+2.7%)$189,530 (+0.21%)
2025$1,890.00 (+6.48%) Homeowner's exemption$126,030 (+5.98%)$189,130 (+11.32%) Land $25,000 Building $164,130
2023$1,775.00 (+10.25%) Homeowner's exemption$118,920 (+3%)$169,900 (+15.03%) Land $20,000 Building $149,900
2022$1,610.00 Homeowner's exemption$115,460$147,700 Land $10,000 Building $137,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims9 (1991–2017)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Verizon.

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