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428 Bernard St, Apt A, Cocoa, FL 32922 Property Records

Brevard County property record for 428 Bernard St, Apt A, Cocoa, FL 32922

Property Summary

Property TypeTriplex
Details3 ba · 1,944 sqft · built 1956
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on File
Last Sale$186,000 (Apr 2020)
Tax Bill$4,320 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-36-33-53-E-6

Property Details

APN / Parcel Number

Primary APN24-36-33-53-E-6
Alternative APNs
  • 24-36-33-53-0000E.0-0006.00
  • 2426113

Interior

Full Baths3 Baths
Units3 Units
Stories1 Story
Building Area1,944 sqft Living Area
Gross Area2,008 sqft
1st Floor Area1,944 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2000
Architectural StyleTriplex
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
PorchUnfinished Open Porch
Porch Area64 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number2426113
Street Address428 BERNARD ST, A
CityCOCOA
StateFL
Zip32922-4506
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRU17
Legal DescriptionDAVIDSONS UNRECORDED SUBD PART OF NW 1/4 OF SW 1/4 AS DES IN DB 407 PG 541 EX DB 431 PG 574 & ST R/W KNOWN AS LOT 6 BLK E DAVIDSONS UNREC SUBD
Legal Range36E
Legal Township24S
Legal Section33
Legal SubdivisionDAVIDSONS UNRECORDED SUBD
Legal BlockE
Legal Lot Number6
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1026
Census Tract62600

Owner

428 Bernard St, Apt A is owned by a company that bought it in April 2020.

Source: Brevard County records, as of August 18, 2026

Owner of RecordCompany Name on File
Mailing Address996 E NORMANDY BLVD, DELTONA, FL 32725-6459
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2020 · Amount on File
Deed SaleApr 14, 2020 · Amount on File
Deed Document Number202084024
Deed Book / Page8717 / 1228
Record UpdatedSep 20, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 18, 2020
Property Address428 BERNARD ST APT A, A, COCOA, FL 32922-4506
Document Number0087702578
Book / Page008770 / 002578
Instrument DateJun 17, 2020
Instrument129295
Transaction TypeTransfer
Record UpdatedAug 5, 2020
Title CompanyCLOSING PLACE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address996 E NORMANDY BLVD DELTONA FL 327256459, DELTONA, FL 32725-6459

Mortgage

Document Number87702579
DateJun 18, 2020
Book Page008770/002579
Instrument129296
Lender
NameBOGART PLACE PROPS LLC
Address211 CAROLINE ST, CAPE CANAVERAL, FL 32920-2705
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term24 Months
DueJun 17, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 428 Bernard St, Apt A was $4,320.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityCocoa City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,160 (+2%)$272,160 (+2%)
2025$4,320.00$226,800$226,800
2023$3,708.00 (+18.58%)$181,440 (+29.63%) Land $6,300 Building $175,140$181,440 (+29.63%) Land $6,300 Building $175,140
2022$3,127.00$139,970 Land $6,300 Building $133,670$139,970 Land $6,300 Building $133,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Bernard St, Apt A in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims9 (1991–2017)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 428 Bernard St, Apt A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: T-Mobile, Verizon.

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