709 12th St, Ramona, CA 92065 Property Records

San Diego County property record for 709 12th St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1985
Lot Size	0.223 acres (9,709 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Nov 2016)
Tax Bill	$5,866 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`282-300-21-00`

Property Details

APN / Parcel Number

Primary APN	`282-300-21-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Block
Construction Type	Frame
Lot Area	9,709 sqft (0.223 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	709 12TH ST
City	RAMONA
State	CA
Zip	92065-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 2 TR PM03275
Legal Subdivision	RAMONA
Legal Tract	3275
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4008
Census Tract	20806

Owner

Source: San Diego County records · APN 282-300-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 12TH ST, RAMONA, CA 92065-2729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2016 · Amount on Record
Deed Sale	Nov 01, 2016 · Amount on Record
Prior Sale	Dec 09, 2014 · Amount on Record
Deed Document Number	2016593495
Prior Transfer Date	Jan 11, 2005
Prior Transfer Doc	0000033079
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	709 12TH ST, RAMONA, CA 92065-2729
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 12TH ST, RAMONA, CA 92065-2729

Mortgage

Document Number	0000585937
Date	Sep 30, 2020
Instrument	2020-0585937

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$472,327 (+2%) Land $237,376 Building $234,951
2025	$5,866.00 (+1.73%) Homeowner's exemption	$463,067 (+4.04%) Land $232,722 Building $230,345
2024	$5,766.00 (+5.35%)
2023	$5,473.00 (-2.11%) Homeowner's exemption	$445,087 Land $223,686 Building $221,401
2022	$5,591.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 431 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.