708 12th St, Ramona, CA 92065 Property Records

San Diego County property record for 708 12th St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,020 sqft · built 1960
Lot Size0.299 acres (13,031 sqft)
Owner2 Individuals on Record
Last Sale$530,000 (Apr 2026)
Tax Bill$2,256 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN284-171-18-00

Property Details

APN / Parcel Number

Primary APN284-171-18-00
Alternative APN
  • 6680712900

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,020 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area13,031 sqft (0.299 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number6680712900
Street Address708 12TH ST
CityRAMONA
StateCA
Zip92065-2730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 125 SELY 58 FT OF NWLY 118 FT OF SWLY 225 FT OF TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block125
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group4
Census Block4006
Census Tract20806

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address708 12TH ST, RAMONA, CA 92065-2730
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2026 · Amount on Record
Deed SaleApr 7, 2026 · Amount on Record
Deed Document Number202695914
Prior Transfer DateMar 21, 2026
Prior Transfer Doc0000095914
Record UpdatedSep 20, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 7, 2026
Property Address708 12TH ST, RAMONA, CA 92065-2730
Document Number0000095914
Instrument DateMar 21, 2026
Instrument202695914
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$58,883.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address708 12TH ST, RAMONA, CA 92065-2730
InvestorPossibly a Property Investor

Mortgage

Document Number0000095915,
DateApr 7, 2026
Instrument202695915
Lender
NameUNITED BY LENDING INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$116,615 (+2%) Land $53,109 Building $63,506
2025$2,256.00 (-6.74%)$114,329 (+4.04%) Land $52,068 Building $62,261
2024$2,419.00 (+20.05%)
2023$2,015.00 (-7.78%)$109,893 Land $50,048 Building $59,845
2022$2,185.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on 12th St

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