705 12th St, Ramona, CA 92065 Property Records

San Diego County property record for 705 12th St, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1970
Square Footage1,580 sqft Living Area
Lot Size6,730 sqft (0.154 acres)
OccupancyOwner Occupied
Last Sale$220,500 (2011)
Tax Bill$3,311.00 (2025)

Property Details

APN / Parcel Number

Primary APN282-300-54-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,580 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area6,730 sqft (0.154 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address705 12TH ST
CityRAMONA
StateCA
Zip92065-2729
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 1 TR PM20564
Legal Block4
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup4
Census Block4008
Census Tract20806

Owner

Source: San Diego County records · APN 282-300-54-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address705 12TH ST, RAMONA, CA 92065-2729
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2011 · Amount on Record
Deed SaleAug 25, 2011 · Amount on Record
Prior SaleMay 03, 2004 · Amount on Record
Deed Doc Number2011438576
Prior Transfer DateMar 17, 2010
Prior Transfer Doc0000184376
Record RefreshedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address705 12TH ST, RAMONA, CA 92065-2729
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000198116
DateApr 20, 2020
Instrument2020-0198116
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2040

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$243,756 (+2%) Land $38,429 Building $205,327
2025$3,311.00 (+3.34%) Homeowner's exemption$238,977 (+4.04%) Land $37,676 Building $201,301
2023$3,204.00 (+1.17%) Homeowner's exemption$229,699 Land $36,214 Building $193,485
2022$3,167.00

Flood & Wildfire

705 12th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 12th St

Nearby Streets

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